bluprnts vs Cash Flow Frog

bluprnts is web-based cash flow forecasting software for founders, finance teams, and small businesses. Build a forecast from business inputs such as products, sales, employees, costs, and financing; the model derives monthly P&L, balance sheet, and cash flow statements, along with bank balance, runway, and breakeven. Users can adjust assumptions and compare scenarios against a base plan. An AI assistant answers questions and can make model changes, while the forecasting engine calculates the figures. Optional Xero integration provides read-only report-level actuals; bluprnts says it does not write to Xero or read invoices, bills, contacts, or bank transactions. Stakeholder reports include AI-written narrative. Growth and Scale include PDF export and tokenised share links; Growth also has project modelling, while Scale supports multiple companies under one account. The 7-day trial requires no card but limits records to 3 products, 3 people, 3 sales, 5 costs, and 2 financing lines. Starter costs £79 a month or £790 a year; Growth is £99 a month or £990 a year; Scale is £199 a month or £1,990 a year.

Cash Flow Frog connects to accounting data to build rolling cash flow forecasts up to 36 months ahead. Users can view forecasts by day, week, month, or quarter and create what-if scenarios using reconciled bank balances, outstanding invoices and bills, and projections. Reporting includes cash flow statements, planned-versus-actual comparisons, and consolidation across multiple entities. Listed integrations include QuickBooks Online and Desktop, Xero, Sage Intacct, Odoo, Zoho Books, FreshBooks, Plaid, Excel import, and Zapier. Its MCP server allows compatible assistants such as Claude, ChatGPT, Copilot, and Gemini to access live forecasts, add projections, or run scenarios. The Trust Center states that the service is ISO 27001 certified and GDPR compliant, encrypts data in transit and at rest, and supports two-factor authentication. The maker says it is for small and mid-sized businesses and the accountants and bookkeepers who advise them. The product is web-based, has no free plan, and starts at $55.00 per month. A 14-day trial and 30-day money-back guarantee are offered. The maker says it does not replace accounting software or provide a full enterprise-scale FP&A platform.