Boldin vs Kerdora
Boldin
boldin.com
Kerdora
kerdora.comSide by side
| Figure | Boldin | Kerdora |
|---|---|---|
| Price from | $12/mo | $3.50/mo |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 5 | 2 |
| Spec score · Financial Planning Software | 9.3 (#2) | 7.5 (#20) |
| Account aggregation | Account linking uses Plaid, MX and Mastercard Finicity to keep balances updated. | Clients can link accounts at more than 12,000 institutions to keep balances, holdings, and transactions current for planning. |
| AI limitation | Boldin AI's answers are based on plan data and may misunderstand questions; the company says outputs are hypothetical and not a substitute for professional financial, tax, or legal advice. | Dora works inside the advisor workflow and is not a client-facing chatbot. |
| Headquarters | Mill Valley, California, United States | McKinney, Texas, United States |
| Security | Boldin says browser-to-server communication uses 256-bit encryption and employees cannot access users' credentials. | Kerdora says client data is encrypted in transit and at rest, and that its security, availability, and confidentiality controls have been independently audited under SOC 2 Type II. |
Plans
Boldin
- BasicFree
- BasicFree
- PlannerPlus$144 a year
- PlannerPlus$168 a year
- Boldin Advisors$3,200, paid once
In their own words
Boldin
Boldin is a financial planning platform for shaping a household plan around resources, goals, values, and priorities. Its Planner covers income and spending alongside Social Security, benefits, taxes, real estate, and other parts of household finances. Users can model alternatives, review projections, and stress-test plans with Monte Carlo analysis. Connected accounts use Plaid, MX, and Mastercard (Finicity) to update balances, but cost basis, allocations, and transactions need to be entered manually for an accurate plan. The free Basic plan includes 100+ inputs, two interactive explorers, 10+ charts, and up to five AI questions daily. PlannerPlus costs $144/yr after a 14-day trial and adds account linking, tax projections, multiple scenarios, and other tools. Boldin Advisors is listed at $3,200 flat fee. The service is available on Android, iOS, and web. Support options include classes, coaching, chat, a community, financial education, and CFP® professionals; trial users receive technical help but not coaching or step-by-step setup assistance.