Boldin vs Retirement Budget Calculator
Boldin
boldin.com
Retirement Budget Calculator
retirementbudgetcalculator.comSide by side
| Figure | Boldin | Retirement Budget Calculator |
|---|---|---|
| Price from | $12/mo | $7.92/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 5 | 12 |
| Spec score · Retirement Planning Software | 9.4 (#1) | 8.5 (#6) |
| AI assistant | Boldin AI answers questions using the user’s plan data and can run projections through Boldin’s financial engine. | The premium feature list includes an AI retirement assistant called Finn that is available continuously. |
| Purpose | Boldin is a financial planning platform for building plans around a person's resources, values, goals, and priorities. | The calculator helps estimate retirement budgets, life expectancy, net worth, taxes, withdrawal strategies, Roth conversions, and whether someone can retire. |
| Security | Boldin says browser-to-server communication uses 256-bit encryption and employees cannot access users' credentials. | The privacy policy says the company maintains security measures but cannot guarantee information will remain free from unauthorized access, use, disclosure, or alteration. |
| Support | Users can contact support through in-product chat or by emailing [email protected], and bug tickets are reviewed by customer-service representatives. | Support is offered through the Contact Us page and [email protected]; premium subscribers also receive community-portal access. |
| What it does | Boldin is a financial-planning platform for building and testing personalized retirement and household financial plans. | The service estimates retirement budgets, life expectancy, net worth, taxes, withdrawal approaches, Roth conversions and retirement readiness. |
Plans
Boldin
- BasicFree
- BasicFree
- PlannerPlus$144 a year
- PlannerPlus$168 a year
- Boldin Advisors$3,200, paid once
Retirement Budget Calculator
- Free PlanFree
- Free Plan (lifetime)Free
- Premium Plan$9.95 a month
- Premium Plan (monthly)$9.95 a month
- Premium Plan$95 a year
- Premium Plan (yearly)$95 a year
- Premium Plan$195, paid once
- Premium Plan (lifetime)$195, paid once
- Free Plan (monthly)Price not published
- Free Plan (yearly)Price not published
In their own words
Boldin
Boldin is a financial planning platform for shaping a household plan around resources, goals, values, and priorities. Its Planner covers income and spending alongside Social Security, benefits, taxes, real estate, and other parts of household finances. Users can model alternatives, review projections, and stress-test plans with Monte Carlo analysis. Connected accounts use Plaid, MX, and Mastercard (Finicity) to update balances, but cost basis, allocations, and transactions need to be entered manually for an accurate plan. The free Basic plan includes 100+ inputs, two interactive explorers, 10+ charts, and up to five AI questions daily. PlannerPlus costs $144/yr after a 14-day trial and adds account linking, tax projections, multiple scenarios, and other tools. Boldin Advisors is listed at $3,200 flat fee. The service is available on Android, iOS, and web. Support options include classes, coaching, chat, a community, financial education, and CFP® professionals; trial users receive technical help but not coaching or step-by-step setup assistance.
Retirement Budget Calculator
Retirement Budget Calculator is a web tool for estimating retirement budgets, cash flow, taxes, withdrawal strategies, Roth conversions, life expectancy, and net worth. Users can model retirement needs, compare scenarios and withdrawal approaches, and build a cash flow plan. Its free feature list includes a dashboard, retirement timeline, asset and liability tracking, and budgeting. Premium features include an advanced dashboard, retirement optimizer, federal 1040 tax estimator, AI assistant Finn, and community access. The Social Security Maximizer estimates suggested claiming dates, personal and spousal benefits, lifetime benefits and taxes, and end-of-life liquid assets. The site describes the calculator as designed for people age 55 and older preparing to retire. However, it is no longer available to new users; access is reserved for individuals and families working directly with Parker Financial LLC, while existing users can continue using accounts for now. Listed premium prices are $9.95 a month, $95 a year, and 195.00 USD for lifetime access. The privacy policy says AI chatbot interactions may be monitored and should not be considered private or confidential.