BR-DGE vs Form3 Payments Platform
BR-DGE
br-dge.to
Form3 Payments Platform
form3.techSide by side
| Figure | BR-DGE | Form3 Payments Platform |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · Payment Hub Software | 7.8 (#3) | 7.5 (#7) |
| Founded | 2018 | 2016 |
| Headquarters | Edinburgh, Scotland | London, UK |
| Resilience | The maker says its multi-cloud, multi-region architecture automatically switches servers if issues occur and supports deployments with no downtime. | Form3 describes its platform as using multi-cloud infrastructure for resilient payment processing in a 24/7 operating environment. |
| Routing | BR-DGE Optimise lets businesses create custom payment workflows and route transactions using rules such as currency, transaction value and provider priority. | Configurable routing rules automatically route payments across supported networks without manual intervention. |
| Security | BR-DGE says it is a PCI Level 1 certified service provider, and that hosted checkout solutions keep sensitive card data off customers’ servers. | Form3 lists SOC 2 Type II, ISAE 3000 Type II, Cyber Essentials Plus, ISO 27001:2022, ISO 27017:2021, ISO 27018:2020 and ISO 22301:2019 among its certifications and assurance reports. |
| Support | BR-DGE says its team is available to provide expert advice and guidance at every stage of integration. | Form3’s Payments Simulator page describes the simulator as fully supported. |
In their own words
BR-DGE
BR-DGE is a payment orchestration platform that connects businesses with payment services through a single API. Its modular services include Integrate, Connect, Optimise, Vault, Insights and White Label. Optimise lets businesses build payment workflows and route transactions by rules such as currency, value or provider priority; automatic retries are supported. Insights provides live reports on payment successes and failures, performance, acquiring rates and volumes. Vault offers centralised PCI-compliant tokenisation, including a universal token merchants can use to direct card payments to different providers. The company says the platform has more than 400 connections across payment providers, fraud tools and alternative payment methods. Integration choices include a hosted payment page, web, Android or iOS SDKs, and a REST API. BR-DGE describes itself as a PCI Level 1 certified service provider with a SOC 2 Type 2 attestation, both renewed annually, and says its multi-cloud, multi-region architecture can switch servers automatically. It is based in Edinburgh and was founded in 2018. Pricing is on request.
Form3 Payments Platform
Form3 Payments Platform provides payment infrastructure to banks and fintechs through a single API. It connects domestic and international schemes across the United States, United Kingdom, and Europe, with listed rails including RTP, FedNow, Zelle, ACH, EPN, Fedwire, SWIFT, UK Faster Payments, Bacs, and SEPA services. Configurable routing rules and payment orchestration coordinate flows and automate workflow steps. Customers can configure, test, and deploy changes through automated staging. The Payments Simulator offers a non-live environment for scenarios involving TCH RTP, FedNow, FPS Direct, Bacs, SEPA services, and Verification of Payee. The platform supports JSON and ISO 20022, payment validation, direct API bank connectivity, and hybrid deployment. Form3 describes multi-cloud, 24/7 processing and lists SOC 2, ISAE 3000, and ISO certifications. Pricing is available on request.