BR-DGE vs ZenPays
BR-DGE
br-dge.toZenPays
zenpays.comSide by side
| Figure | BR-DGE | ZenPays |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · Payment Orchestration Platforms | 7.8 (#8) | 6.6 (#25) |
| Compliance | The company describes its platform as SOC2 compliant and built on a multi-cloud, multi-region architecture. | ZenPays says merchants must complete KYB/KYC and pass underwriting, and that compliance certifications are available upon request. |
| Product | BR-DGE is a modular payment orchestration platform for merchants, financial institutions, payment providers and platforms. | ZenPays describes itself as a payment orchestration platform for authorization, capture, refunds, payouts, disputes, and settlement across fiat and stablecoin rails. |
| Routing | BR-DGE Optimise lets businesses create custom payment workflows and route transactions using rules such as currency, transaction value and provider priority. | Its routing engine uses rules and machine learning to optimize for cost, approval, and speed, with cascading retries for soft declines. |
| Security | BR-DGE says it is a PCI Level 1 certified service provider, and that hosted checkout solutions keep sensitive card data off customers’ servers. | The security page lists AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. |
| Support | BR-DGE says its team is available to provide expert advice and guidance at every stage of integration. | The site offers demo requests and links to contact its security team, but does not state a support response time or support hours on those pages. |
In their own words
BR-DGE
BR-DGE is a payment orchestration platform that connects businesses with payment services through a single API. Its modular services include Integrate, Connect, Optimise, Vault, Insights and White Label. Optimise lets businesses build payment workflows and route transactions by rules such as currency, value or provider priority; automatic retries are supported. Insights provides live reports on payment successes and failures, performance, acquiring rates and volumes. Vault offers centralised PCI-compliant tokenisation, including a universal token merchants can use to direct card payments to different providers. The company says the platform has more than 400 connections across payment providers, fraud tools and alternative payment methods. Integration choices include a hosted payment page, web, Android or iOS SDKs, and a REST API. BR-DGE describes itself as a PCI Level 1 certified service provider with a SOC 2 Type 2 attestation, both renewed annually, and says its multi-cloud, multi-region architecture can switch servers automatically. It is based in Edinburgh and was founded in 2018. Pricing is on request.
ZenPays
ZenPays is a payment orchestration platform for businesses using fiat and stablecoin rails. It covers authorization, capture, refunds, payouts, disputes, and settlement, and says it connects more than 300 providers across more than 155 countries. Routing policies can weigh cost, speed, geography, and success rate, with cascading retries for soft declines. Payment features include payment intents, 3DS orchestration, tokenization, payment links, invoicing, multi-currency support, and recurring payments. Risk controls include AI scoring, device and IP intelligence, velocity controls, chargeback attribution, manual-review triggers, and reason codes. Settlement tools include payouts, refunds, reconciliation exports, multi-currency treasury, automated fund sweeping, and stablecoin settlement. Developers get one REST API with provider abstraction, webhooks, idempotency keys, and a sandbox for simulating declines and 3DS flows. Security features include AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. Pricing is disclosed in merchant agreements and requires a demo or coverage discussion.