Braintree ACH Direct Debit vs Rapyd
Braintree ACH Direct Debit
developer.paypal.com
Rapyd
rapyd.netSide by side
| Figure | Braintree ACH Direct Debit | Rapyd |
|---|---|---|
| Price from | $0.75/mo | $99/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 2 |
| Spec score · Cross-Border Payment Platforms | 8.0 (#8) | 7.5 (#12) |
| Spec score · Payment Facilitation Platforms | 8.0 (#7) | 7.6 (#11) |
| Spec score · Payment Processing Software | 8.0 (#22) | 7.5 (#38) |
| Support | The Braintree documentation offers a Get Help link for submitting a request for help with a sandbox or production account. | Rapyd’s product pages direct prospective customers to contact its global payments team for service information and pricing. |
| What it does | ACH Direct Debit lets customers pay by debiting a US bank account over the ACH network. | Rapyd describes itself as a fintech platform for accepting global payments, sending payouts and embedding financial services. |
Plans
Braintree ACH Direct Debit
- Standard ACH network processing$0.75 a month
- Same-day ACH network processingPriced on request
- Standard ACH direct debit$0.75, paid once
- Same-day ACH direct debit$1.50, paid once
In their own words
Braintree ACH Direct Debit
Braintree ACH Direct Debit lets customers pay by debiting a US bank account over the ACH network. It is available to eligible merchants able to build a custom client-side integration with the JavaScript v3 SDK, and it is not available in Braintree Drop-in UI. Merchants can verify accounts through network checks, micro-transfers, independent verification or instant verification using secure open banking connections. Once an account is successfully verified, its details can be tokenized as a one-time-use payment method nonce or vaulted as a persistent payment method token; verification is required before the account can be used for transactions. Server-side SDKs are listed for Java,.NET, Node.js, PHP, Python and Ruby, with a GraphQL implementation also linked. Standard ACH costs $0.75, capped at $5.00. Same-day ACH costs $1.50 plus $0.10. Published fees apply to US accounts, and use is subject to eligibility, an application and PayPal approval. Braintree identifies itself as a PayPal service.