Brankas vs Flinks
Brankas
brankas.comFlinks
flinks.comSide by side
| Figure | Brankas | Flinks |
|---|---|---|
| Price from | — | $250/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 3 | 10 |
| Spec score · Bank Connectivity Software | 8.6 (#2) | 7.8 (#19) |
| Spec score · Financial Data APIs | 8.7 (#1) | 7.8 (#15) |
| Founded | Brankas says it was founded in 2016. | 2016 |
| Integrations | Brankas says it is compatible with most core banking systems and technology stacks. | Flinks says fintechs can integrate with 500+ financial apps. |
| Payments | Direct supports account-to-account transfers and payments, while Disburse can send money in bulk or individually from a dashboard. | Pay supports account validation, funding, loan repayments, and PAD authorization; its listed rails include Interac e-Transfer and EFT. |
| Pricing limits | The Open Finance Suite page invites prospective customers to request a quote and does not state a fixed price. | Standard agreements have a one-year term and monthly minimum commitment; usage beyond the included volume is billed at contract overage rates. |
| Security | Brankas says it uses HTTPS and encryption, is ISO 27001 certified and PCI-DSS certified, and does not store end-user credentials. | Flinks lists SOC 2, AES-256 hardware encryption, HTTPS 256-bit encryption, IP whitelisting, and daily automated and manual application security testing. |
| Support | Brankas offers implementation support from its certified team or an approved systems integration partner, and describes 1-to-1 post-sales support for its suite. | All customers can submit tickets through the Support portal, and Scale plan customers and above receive a dedicated customer success representative. |
| What it does | Brankas aggregates financial institution APIs so businesses can build payment initiation, account information, and other financial services through one integration. | Flinks combines financial connectivity, intelligence, and payments to help businesses deliver financial experiences. |
Plans
Brankas
- BasicPriced on request
- EnterprisePriced on request
- Open Finance SuitePriced on request
Flinks
- Flinks Enrich Starter$250 a month
- Flinks Connect Starter$500 a month
- Flinks Upload Starter$500 a month
- Flinks Enrich Scale$1,100 a month
- Flinks Connect Scale$1,250 a month
- Flinks Upload Scale$1,500 a month
- Flinks Connect EnterprisePriced on request
- Flinks Enrich EnterprisePriced on request
- Flinks PayPriced on request
- Flinks Upload EnterprisePriced on request
In their own words
Brankas
Brankas provides open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses adding financial services to their products. Its APIs can retrieve account and transaction data from multiple institutions through one integration. Data products include Balance, Statement, Income, and Expense; Direct supports account-to-account transfers and payments, while Disburse sends funds individually or in bulk from a dashboard. The Open Finance Suite supports open banking compliance and Banking-as-a-Service with cloud, on-premise, or hybrid deployments. Brankas says it is compatible with most core banking systems and technology stacks. Its coverage page lists institutions in the Philippines, Indonesia, and Thailand, with product support and availability varying by institution. Android and iOS Tap SDKs can launch an embedded WebView for Brankas product flows. Developers can create API keys for sandbox and live environments. Brankas says it uses HTTPS and encryption, does not store end-user credentials, and holds ISO 27001 and PCI-DSS certifications. Pricing is available on request; the Suite describes projects of 8–12 weeks and one-to-one post-sales support.