Brankas vs Powens
Brankas
brankas.com
Powens
powens.comSide by side
| Figure | Brankas | Powens |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 3 | 1 |
| Spec score · Bank Connectivity Software | 8.6 (#2) | 8.2 (#8) |
| Spec score · Financial Data APIs | 8.7 (#1) | 8.2 (#6) |
| Financial data | Brankas offers APIs for retrieving financial data such as account and transaction data from multiple financial institutions through one integration. | Its aggregation service syncs bank accounts, savings, loans and investments from 1,800+ banks across 12 EU countries, with accounts refreshed daily. |
| Founded | Brankas says it was founded in 2016. | The company says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. |
| Integrations | Brankas says it is compatible with most core banking systems and technology stacks. | For business account aggregation, Powens says it connects to PSP wallets such as PayPal, Stripe and GoCardless. |
| Payments | Direct supports account-to-account transfers and payments, while Disburse can send money in bulk or individually from a dashboard. | Its Accounts & Payments products include payment accounts and IBANs, instant SEPA transfers, direct debit and pay by bank. |
| Sandbox | Businesses can create an account to access a sandbox, and Brankas documents separate sandbox and live environments for its Data API. | Powens offers a free self-service sandbox account for testing its API. |
| Security | Brankas says it uses HTTPS and encryption, is ISO 27001 certified and PCI-DSS certified, and does not store end-user credentials. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
| Support | Brankas offers implementation support from its certified team or an approved systems integration partner, and describes 1-to-1 post-sales support for its suite. | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. |
| What it does | Brankas aggregates financial institution APIs so businesses can build payment initiation, account information, and other financial services through one integration. | Powens describes itself as an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. |
Plans
Brankas
- BasicPriced on request
- EnterprisePriced on request
- Open Finance SuitePriced on request
In their own words
Brankas
Brankas provides open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses adding financial services to their products. Its APIs can retrieve account and transaction data from multiple institutions through one integration. Data products include Balance, Statement, Income, and Expense; Direct supports account-to-account transfers and payments, while Disburse sends funds individually or in bulk from a dashboard. The Open Finance Suite supports open banking compliance and Banking-as-a-Service with cloud, on-premise, or hybrid deployments. Brankas says it is compatible with most core banking systems and technology stacks. Its coverage page lists institutions in the Philippines, Indonesia, and Thailand, with product support and availability varying by institution. Android and iOS Tap SDKs can launch an embedded WebView for Brankas product flows. Developers can create API keys for sandbox and live environments. Brankas says it uses HTTPS and encryption, does not store end-user credentials, and holds ISO 27001 and PCI-DSS certifications. Pricing is available on request; the Suite describes projects of 8–12 weeks and one-to-one post-sales support.
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.