Brankas vs Tink
Brankas
brankas.com
Tink
tink.comSide by side
| Figure | Brankas | Tink |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 3 | 2 |
| Spec score · Bank Connectivity Software | 8.6 (#2) | 6.9 (#43) |
| Spec score · Financial Data APIs | 8.7 (#1) | 6.8 (#25) |
| Founded | Brankas says it was founded in 2016. | 2012 |
| Integrations | Brankas says it is compatible with most core banking systems and technology stacks. | Tink says its platform connects to more than 3,000 banks and financial institutions across Europe. |
| Payments | Direct supports account-to-account transfers and payments, while Disburse can send money in bulk or individually from a dashboard. | Tink Payments lets end users authenticate and initiate payments and transfers from their bank accounts. |
| Security | Brankas says it uses HTTPS and encryption, is ISO 27001 certified and PCI-DSS certified, and does not store end-user credentials. | Tink states that its systems are SOC 2 Type II compliant for the Security and Availability Trust Service Criteria. |
| Support | Brankas offers implementation support from its certified team or an approved systems integration partner, and describes 1-to-1 post-sales support for its suite. | Enterprise customers can contact support through the support portal at any time, while Tink does not guarantee response or resolution times for customers without an Enterprise agreement. |
Plans
Brankas
- BasicPriced on request
- EnterprisePriced on request
- Open Finance SuitePriced on request
In their own words
Brankas
Brankas provides open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses adding financial services to their products. Its APIs can retrieve account and transaction data from multiple institutions through one integration. Data products include Balance, Statement, Income, and Expense; Direct supports account-to-account transfers and payments, while Disburse sends funds individually or in bulk from a dashboard. The Open Finance Suite supports open banking compliance and Banking-as-a-Service with cloud, on-premise, or hybrid deployments. Brankas says it is compatible with most core banking systems and technology stacks. Its coverage page lists institutions in the Philippines, Indonesia, and Thailand, with product support and availability varying by institution. Android and iOS Tap SDKs can launch an embedded WebView for Brankas product flows. Developers can create API keys for sandbox and live environments. Brankas says it uses HTTPS and encryption, does not store end-user credentials, and holds ISO 27001 and PCI-DSS certifications. Pricing is available on request; the Suite describes projects of 8–12 weeks and one-to-one post-sales support.
Tink
Tink is an open banking platform for businesses that need payment services and enriched financial data. Its API connects to European banks and financial institutions, with stated reach across more than 3,000 connections in Europe. Use cases include customer onboarding, account top-ups, invoice settlement, ecommerce, affordability assessment, risk decisions and consumer engagement. Tink Payments lets users authenticate and initiate bank payments and transfers. Data Enrichment categorises transactions, detects recurring activity and forecasts upcoming transactions. Risk Signals examines account data, live balances, transaction history and payment velocity for account-to-account payment risk. Developers get a single API integration, SDKs, guides, references and sample projects. Supported data includes current and savings accounts, cards, investments, pensions, loans, mortgages, identity and transaction records. A free account provides sandbox test data before an Enterprise upgrade. Tink says its systems are SOC 2 Type II compliant and offers authentication flows under its PSD2 licence. The platform serves 19 European markets.