BRIAPI AutoDebit vs Front2Bax

BRIAPI AutoDebit is BRI’s API for collecting recurring payments from customer accounts into a company account. It supports agreed schedules for monthly bills, installments, and other periodic payments that do not require a new manual instruction each time. Companies can register customer accounts, update account details, and deactivate accounts to stop regular debits. Callbacks report debit timing and amount, including variable amounts, and update debit status on the partner side. Use requires the company to be a BRI partner, registration of customer accounts, and customer authorization for BRI to access those accounts and initiate debits. BRI advises companies to prioritize customer data security and privacy. BRIAPI connects third-party applications with BRI services, and eligible users include startups, private and public companies, schools, hospitals, and municipal waterworks. Registered users can receive a testing API key and use a sandbox with example data. Detailed technical documentation is available from BRI’s API team. AutoDebit pricing is on request; BRI says general service fees start at Rp 0 per hit and may be adjusted by agreement.

Front2Bax is self-hosted Windows software for organisations transmitting electronic transactions to Bacs. It supports Bacs Direct Debit collections and Direct Credit payments, including employee salaries and supplier payments. The software can process AUDDIS Direct Debit Instructions and generate them automatically when needed. Input can come from ASCII accounting files, Excel or simple text files, with tailored schemas for payroll systems or Excel. Installed directly on customer systems, it keeps payment data within the customer’s IT environment according to its maker. Supported systems include Windows 10 or 11, 64-bit recommended, or equivalent Windows Server versions. Microsoft SQL Server 2014 or later is required, with SQL Server 2019 Express recommended, and broadband is needed for Bacs transmissions. Users must hold their own Service User Number. The maker states there is no limit on copies, clients, transactions or users. Email and telephone support is included throughout the year. Standard Bacs User costs £650 a year; Bacs Bureau User costs £1,200 a year, both with no transaction fees.