BRIAPI AutoDebit vs SlimPay

BRIAPI AutoDebit is BRI’s API for collecting recurring payments from customer accounts into a company account. It supports agreed schedules for monthly bills, installments, and other periodic payments that do not require a new manual instruction each time. Companies can register customer accounts, update account details, and deactivate accounts to stop regular debits. Callbacks report debit timing and amount, including variable amounts, and update debit status on the partner side. Use requires the company to be a BRI partner, registration of customer accounts, and customer authorization for BRI to access those accounts and initiate debits. BRI advises companies to prioritize customer data security and privacy. BRIAPI connects third-party applications with BRI services, and eligible users include startups, private and public companies, schools, hospitals, and municipal waterworks. Registered users can receive a testing API key and use a sandbox with example data. Detailed technical documentation is available from BRI’s API team. AutoDebit pricing is on request; BRI says general service fees start at Rp 0 per hit and may be adjusted by agreement.

SlimPay helps businesses automate recurring payment collection through account-to-account payments, direct debits, and open banking services. It supports subscription and invoice payments, along with direct-debit payment method updates. Customers can sign SEPA mandates digitally using a checkbox or one-time password. Supported schemes include SEPA Direct Debit CORE, SEPA Direct Debit B2B, and SEPA Credit Transfer; the service handles euro direct debits and credit transfers for countries within the SEPA jurisdictional scope. Merchants can integrate through a REST API or use File Transfer for batch processing. Checkout can be added to websites and mobile applications using pop-in, redirection, or iFrame options. Payment management is available through a Dashboard, API, or file transfer interface, and failed direct debits can be retried manually or automatically. SlimPay says it is authorized and supervised by France’s ACPR as a payment institution and that its servers are in the European Union with Amazon Web Services. Pricing is available on request, and production accounts require validated pre-production tests and completed KYC.