BRIAPI AutoDebit vs Squarepay

BRIAPI AutoDebit is BRI’s API for collecting recurring payments from customer accounts into a company account. It supports agreed schedules for monthly bills, installments, and other periodic payments that do not require a new manual instruction each time. Companies can register customer accounts, update account details, and deactivate accounts to stop regular debits. Callbacks report debit timing and amount, including variable amounts, and update debit status on the partner side. Use requires the company to be a BRI partner, registration of customer accounts, and customer authorization for BRI to access those accounts and initiate debits. BRI advises companies to prioritize customer data security and privacy. BRIAPI connects third-party applications with BRI services, and eligible users include startups, private and public companies, schools, hospitals, and municipal waterworks. Registered users can receive a testing API key and use a sandbox with example data. Detailed technical documentation is available from BRI’s API team. AutoDebit pricing is on request; BRI says general service fees start at Rp 0 per hit and may be adjusted by agreement.

Squarepay is a web service for collecting recurring payments within a domestic scheme. It provides mandate management and API access, with a free plan and named transaction-based tiers. The No Commitment plan lists $1.32 per debit, $5.50 per dishonour, 2-day settlement, and a $2.20 one-off charge per customer. Plus lists $1.10 per debit, $4.40 per dishonour, 2-day settlement, and a $1.10 one-off customer charge. Premium lists $0.88 per debit, $3.30 per dishonour, 2-day settlement, and a $0.00 one-off customer charge. Enterprise pricing is for businesses processing more than $100K per month. Access is through the web, and the listed supported-country count is 1. Squarepay’s pricing model is freemium, with recurring payment frequency and domestic scheme coverage.