Buckets vs Unit4 FP&A

Buckets is budgeting software for tracking bills and managing personal finances. It includes budgeting tools, bill tracking, account syncing and report export. It runs on macOS, Windows, Linux, iOS and Android, with desktop and mobile applications. The listed price is $64 as a one-time payment, with no monthly subscription fee. A free trial is available for as long as needed to decide whether it suits you, but the purchase is not refundable. Finances stay on the user's computer, and users control their data. Bank sync options include free methods, private macros, file imports and SimpleFIN Bridge. One license covers the purchaser and immediate family members in the same home, and can be used on any number of eligible computers. Support is available through a chat bubble, and the software includes budgeting videos. Buckets is published by One Part Rain, LLC, which is testing Buckets by the Loaf pricing in some countries.

Unit4 FP&A combines budgeting, forecasting and reporting in a cloud platform for mid-market and enterprise organizations in people-centric industries. It supports scenario planning, actual-versus-budget review and multi-entity budgeting, with automated consolidation across countries and currencies. Workforce planning links headcount and compensation costs to financial forecasts. The product also lists IFRS 16 lease accounting, ESG reporting, self-service dashboards, approval workflows, obligation tracking, renewal alerts, native e-signature and repository search. Ava provides contextual guidance and explains variances in plain language. Listed integrations include Power BI, Salesforce, Microsoft Dynamics, Bankinplay ONE, Theobald Software, Trintech and Avalara; the API-first platform also lists public APIs for ERPx, Financials and FP&A. Unit4 says customer data is encrypted in transit and at rest, with an individual secure database for each customer, and lists several security certifications. The product is cloud-based and available on the web and through an API. Pricing is on request, with no public plan tiers or usage limits stated.