Budgero vs dLedger
Budgero
budgero.app
dLedger
dledger.comSide by side
| Figure | Budgero | dLedger |
|---|---|---|
| Price from | $2.92/mo | $12/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Self-hosted | Yes | — |
| Plans published | 3 | 3 |
| Spec score · Personal Finance Software | 9.0 (#7) | 8.8 (#12) |
| Account sync | manual | both |
| Bill tracking | Yes | No |
| Budgeting tools | Yes | Yes |
| Free plan | No | Yes |
| Imports | Users can import YNAB data through a connection or export and import transactions by CSV. | It imports CSV, OFX, PDF, and Ledger files, and connects to banks, exchanges, and blockchain explorers. |
| Net-worth tracking | Yes | Yes |
| Platforms | Budgero runs in a browser on phones, tablets, and computers; the self-hosting page provides macOS/Linux installation instructions. | The site identifies the current product as a web app and describes desktop and mobile as coming soon. |
| Report export | Yes | Yes |
| Reports | Budgero includes Money Map, spending, wealth, and scenario reports. | It provides balance sheets, income statements, and portfolio summaries from journal data. |
| Support | The maker lists documentation, email support at [email protected], a feedback site, Discord, and Reddit. | Users can start a discussion on GitHub to ask questions or report issues, suggest features, and submit pull requests. |
Plans
In their own words
Budgero
Budgero is a budgeting app for planning spending, managing accounts in multiple currencies, and budgeting together in a browser. Its zero-based method assigns available money to categories and shows what remains to spend. Accounts can use different currencies while the budget has a chosen currency. Reports include Money Map, spending, wealth, and scenario views. A Cloud workspace supports up to five people, each with an individual sign-in and master password. Sync can be manual; optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. Budgero says budget data is encrypted on the device before syncing, so its service cannot read the contents. Users can import YNAB data or transactions by CSV and export a full SQLite backup or CSV bundle. The app is open source under AGPL-3.0 and can be self-hosted for free, with hosting, updates, backups, security, and uptime managed by the user. Budgero Cloud costs $4 a month, tax included. The maker lists Android, API, iOS, Linux, macOS, self-hosted, web, and Windows platforms.