Budgero vs Securo
Budgero
budgero.appSecuro
usesecuro.comSide by side
| Figure | Budgero | Securo |
|---|---|---|
| Price from | $2.92/mo | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Self-hosted | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Personal Finance Software | 9.0 (#7) | 8.6 (#27) |
| Account sync | manual | both |
| Bank sync | Optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. | Bank sync supports providers including Pluggy for Brazilian banks, Enable Banking for about 2,500 European PSD2 banks, and SimpleFIN for US and international banks. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | No | Yes |
| Imports | Users can import YNAB data through a connection or export and import transactions by CSV. | Users can import financial history in OFX, QIF, CAMT, and CSV formats. |
| Multi-currency | Accounts can use different currencies while the budget uses a chosen budget currency. | Securo supports multiple currencies with automatic conversion; without an Open Exchange Rates key, cross-currency amounts use a 1:1 fallback rate with a visual warning. |
| Net-worth tracking | Yes | Yes |
Plans
In their own words
Budgero
Budgero is a budgeting app for planning spending, managing accounts in multiple currencies, and budgeting together in a browser. Its zero-based method assigns available money to categories and shows what remains to spend. Accounts can use different currencies while the budget has a chosen currency. Reports include Money Map, spending, wealth, and scenario views. A Cloud workspace supports up to five people, each with an individual sign-in and master password. Sync can be manual; optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. Budgero says budget data is encrypted on the device before syncing, so its service cannot read the contents. Users can import YNAB data or transactions by CSV and export a full SQLite backup or CSV bundle. The app is open source under AGPL-3.0 and can be self-hosted for free, with hosting, updates, backups, security, and uptime managed by the user. Budgero Cloud costs $4 a month, tax included. The maker lists Android, API, iOS, Linux, macOS, self-hosted, web, and Windows platforms.