Budgero vs Treeline
Budgero
budgero.appTreeline
treeline.moneySide by side
| Figure | Budgero | Treeline |
|---|---|---|
| Price from | $2.92/mo | $1.50/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Self-hosted | Yes | — |
| Plans published | 3 | 3 |
| Spec score · Personal Finance Software | 9.0 (#7) | 8.2 (#68) |
| Account sync | manual | both |
| Bank sync | Optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. | Automatic bank sync is available through SimpleFIN and Lunch Flow, while CSV import works with any bank. |
| Budgeting tools | Yes | Yes |
| Encryption | Budgero says budget data is encrypted on the device before syncing, so the service cannot read its contents. | Database encryption is optional, and the documentation says the database file is encrypted at rest when encryption is enabled. |
| Free plan | No | Yes |
| Net-worth tracking | Yes | Yes |
| Support | The maker lists documentation, email support at [email protected], a feedback site, Discord, and Reddit. | Treeline is in beta, and its download page directs users to Discord for help, updates, and feedback. |
Plans
Treeline
- TreelineFree
- SimpleFIN bank sync (third party)$1.50 a month
- Lunch Flow bank sync (third party)$3 a month
In their own words
Budgero
Budgero is a budgeting app for planning spending, managing accounts in multiple currencies, and budgeting together in a browser. Its zero-based method assigns available money to categories and shows what remains to spend. Accounts can use different currencies while the budget has a chosen currency. Reports include Money Map, spending, wealth, and scenario views. A Cloud workspace supports up to five people, each with an individual sign-in and master password. Sync can be manual; optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. Budgero says budget data is encrypted on the device before syncing, so its service cannot read the contents. Users can import YNAB data or transactions by CSV and export a full SQLite backup or CSV bundle. The app is open source under AGPL-3.0 and can be self-hosted for free, with hosting, updates, backups, security, and uptime managed by the user. Budgero Cloud costs $4 a month, tax included. The maker lists Android, API, iOS, Linux, macOS, self-hosted, web, and Windows platforms.