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SPECIFICTION
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BudgetPak vs Pigment

BudgetPak

xlerant.com

Pigment

pigment.com

Side by side

FigureBudgetPakPigment
Price from——
Free plan——
Free trial—Yes
Open source——
WebYesYes
APIYesYes
Plans published12
Spec score · Nonprofit Budgeting Software7.8 (#9)7.7 (#13)
Spec score · Financial Planning & Analysis Software7.3 (#59)8.2 (#12)
BudgetingYesYes
Financial consolidationYesYes
ForecastingForecasting features include annual rolling forecasts, below-account-level detail, long-term projections, scenario modeling, and what-if analysis.Yes
IntegrationsBudgetPak offers API data transfers for account and general ledger data and lists integrations including QuickBooks, Sage, SAP, Oracle, Workday, and Microsoft Dynamics.Pigment lists ERP and accounting systems such as NetSuite, Sage Intacct, and SAP, plus Salesforce; several HRIS, data lake, spreadsheet, BI, and file-storage connections are marked On the Roadmap.
PurposeBudgetPak is a cloud-based budgeting, forecasting, and reporting solution for small to mid-sized organizations.Pigment is an AI platform for real-time business planning.
Scenario modelingYesThe platform supports creating, comparing, and refining scenarios to adapt decisions as conditions change.
Variance analysisYesYes
Workforce planningYesYes

Plans

BudgetPak

  • BudgetPakPriced on request

BudgetPak pricing →

Pigment

  • Free trialFree
  • PigmentPriced on request

Pigment pricing →

In their own words

BudgetPak

BudgetPak is a cloud-based budgeting, forecasting, and reporting solution for small to mid-sized organizations. It guides finance and non-finance budget managers through department-specific navigation and multiple budgeting methods. Planning includes headcount and salaries, benefits, new hires, pay schedules, and tax calculations. Built-in reports, configurable dashboards, KPIs, and drill-through to general ledger transactions support analysis. BudgetPak offers API transfers for account and general ledger data, along with listed connections to QuickBooks, Sage, SAP, Oracle, Workday, and Microsoft Dynamics. Its myXL integration supports Excel analysis, pivot tables, data extraction and upload, and specialized reports. Security options include role-based access, multiple permission levels, and single sign-on. XLerant says the responsive web service is hosted in a North America-based data center that exceeds Tier 4 requirements, with 24/7 availability and backups. It supports laptops, tablets, and cell devices in Chrome, Microsoft Edge, Firefox, and Safari. Support includes self-service resources, FAQs, documentation, videos, email, and live virtual help, with a stated four-hour response time. Pricing is on request; agreement terms listed are three-year, annual, and monthly.

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Pigment

Pigment is an AI platform for real-time business planning across Finance, Supply Chain, Sales, and HR. It supports budgeting, forecasting, forecast-versus-actuals, scenario modeling, variance analysis, workforce planning, and financial consolidation. The Modeler Agent creates and evolves governed models, while the Analyst Agent scans metrics for trends and anomalies and builds reports. Frames lets users describe a visualization, executive view, or collection form that reads from and writes to a live Pigment model. The service runs on the web and through an API. Listed integrations include NetSuite, Sage Intacct, SAP, and Salesforce; generic APIs and API or ETL options support custom connections. Access controls include SAML 2.0 SSO, SCIM, Google Login, MFA, domain allowlisting, role-based access, and fine-grained data rights. Pigment states that it holds SOC 2 Type 2 and ISO 27001 certifications, encrypts data, and does not use customer data to train foundation models. The 14-day free trial costs nothing and has limited features.

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