BudgetPilot vs Securo
BudgetPilot
github.comSecuro
usesecuro.comSide by side
| Figure | BudgetPilot | Securo |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Personal Finance Software | 8.9 (#9) | 8.6 (#27) |
| Account sync | both | both |
| Authentication | Optional two-factor authentication uses an authenticator app and one-time recovery codes. | The app supports two-factor authentication with brute-force protection, OIDC login, and optional passkeys. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Privacy | The maker says financial data stays on the user's machine by default, with no mandatory external calls; optional AI and bank connections require opt-in configuration. | The makers say bank credentials never touch their infrastructure and transaction history stays in PostgreSQL on the user's machine. |
Plans
In their own words
BudgetPilot
BudgetPilot has no write-up on Specifiction yet; its figures are above.