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SPECIFICTION
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BudgetPilot vs Securo

BudgetPilot

github.com

Securo

usesecuro.com

Side by side

FigureBudgetPilotSecuro
Price fromFreeFree
Free planYesYes
Free trial——
Open source——
WebYesYes
WindowsYesYes
macOSYesYes
LinuxYesYes
Self-hostedYesYes
Plans published11
Spec score · Personal Finance Software8.9 (#9)8.6 (#27)
Account syncbothboth
AuthenticationOptional two-factor authentication uses an authenticator app and one-time recovery codes.The app supports two-factor authentication with brute-force protection, OIDC login, and optional passkeys.
Bill trackingYesYes
Budgeting toolsYesYes
Net-worth trackingYesYes
PrivacyThe maker says financial data stays on the user's machine by default, with no mandatory external calls; optional AI and bank connections require opt-in configuration.The makers say bank credentials never touch their infrastructure and transaction history stays in PostgreSQL on the user's machine.

Plans

BudgetPilot

  • BudgetPilotFree

BudgetPilot pricing →

Securo

  • Self-hostedFree

Securo pricing →

In their own words

BudgetPilot

BudgetPilot has no write-up on Specifiction yet; its figures are above.

Visit github.com

Securo

Securo has no write-up on Specifiction yet; its figures are above.

Visit usesecuro.com