budgetzero vs PocketSmith
budgetzero
budgetzero.io
PocketSmith
pocketsmith.comSide by side
| Figure | budgetzero | PocketSmith |
|---|---|---|
| Price from | Free | $9.99/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 7 |
| Spec score · Budgeting And Expense Tracking | 8.3 (#6) | 8.9 (#2) |
| Spec score · Personal Finance Software | 7.7 (#122) | 9.5 (#2) |
| Account sync | manual | both |
| Budgeting | The product supports zero-based envelope budgeting. | The product provides a budget calendar, flexible budget periods and what-if scenarios. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Purpose | BudgetZero is a free, open-source, offline-first zero-based envelope budgeting system. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
Plans
PocketSmith
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
- Fortune$319.92 a year
In their own words
budgetzero
budgetzero has no write-up on Specifiction yet; its figures are above.
PocketSmith
PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.