BUSY vs FreeAgent

BUSY is billing, accounting and business operations software from a company headquartered in New Delhi, India, and founded in 1997. It is available as desktop software and as a cloud-based online version, with hybrid deployment listed. Its modules cover finance, inventory, order management, manufacturing and multiple entities. Inventory tools track items and warehouses and support ordering, batches, serial numbers and reorder levels. GST reconciliation covers GSTR-1, 2A, 2B and 3B, including ITC mismatch tracking. Other listed functions include IRP integration for e-invoices and WhatsApp invoice sharing. The free Express plan includes billing and accounting, invoices, receipts, inventory, multiple companies, reports and financial statements. Paid plans start at ₹5,000 per year, and a 15-day trial does not require a credit card. The mobile app supports reports, orders, quotations, invoices, ledgers, stock and payment reminders. Regular SQL plans include server backups; user access rights and activity logs provide user controls. Support includes 24/7 phone service, email and WhatsApp.

FreeAgent is accounting software for business administration, invoicing, expenses, tax reporting and business reports. It builds real-time accounts from bank statements, invoices and expenses, with Profit and Loss, Balance Sheet and Trial Balance reports. Users can create recurring invoices, automate late-payment reminders, turn estimates into invoices and accept payments through Stripe and PayPal. FreeAgent can generate MTD-compatible VAT returns and file them directly to HMRC; payroll calculates PAYE and National Insurance and can submit Real Time Information payroll to HMRC. Its iOS and Android apps cover expense recording, time tracking, invoice management and bank transaction reconciliation. It supports bank feeds from most UK banks via Open Banking and connections to HMRC for MTD VAT. The software is designed for small businesses, accountants and bookkeepers. A free plan is listed, alongside paid plans such as Sole trader at £10 a month and Limited company at £33 a month. Smart Capture includes up to 10 receipts and bills per month as standard; a paid Unlimited add-on removes that cap.