Cashfac Liquidity Management vs Float
Cashfac Liquidity Management
cashfac.comFloat
floatapp.comSide by side
| Figure | Cashfac Liquidity Management | Float |
|---|---|---|
| Price from | — | $105/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Self-hosted | Yes | — |
| Plans published | 1 | 9 |
| Spec score · Liquidity Management Software | 8.0 (#4) | 7.9 (#8) |
| Headquarters | London, United Kingdom | Edinburgh, Scotland |
| Integrations | The liquidity solution works with existing accounting or ERP, treasury management, and back-office systems. | Float currently integrates with Xero and QuickBooks Online, and says a direct Sage Intacct connection is coming soon. |
| Intended users | Cashfac serves banks and non-banking financial institutions, including asset managers, pension providers and property management firms. | Float describes its product as cash flow management software for growing finance teams and also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients. |
| Purpose | Cashfac’s liquidity management solution helps organizations manage firm and client cash in one place and optimize yield on cash balances. | Float turns data from connected accounting software or ERP into a rolling cash flow forecast for finance teams. |
| Security | Cashfac states that its information security management system is ISO 27001 certified and subject to internal and external audits. | Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. |
| Support | Cashfac offers a 24-hour service desk with a three-tier support structure for customer and partner queries or incidents. | Essentials and Growth include email and live-chat support; Scale adds priority support and a named contact. |
Plans
Cashfac Liquidity Management
- Cashfac Liquidity ManagementPriced on request
Float
- Essentials$130 a month
- Growth$265 a month
- Scale$389 a month
- Essentials (annual)$105 a month
- Essentials (monthly)$130 a month
- Growth (annual)$215 a month
- Growth (monthly)$265 a month
- Scale (annual)$315 a month
- Scale (monthly)$389 a month
In their own words
Cashfac Liquidity Management
Cashfac Liquidity Management connects bank infrastructure to client workflows for visibility, allocation, and control of funds. It brings pooled bank accounts into a unified view of active virtual accounts and forecasts current and future cash flows against expected inflows and outflows. The platform supports automated payments with prepayment controls, automated receivables with payment-lifecycle visibility, and sweeping and target balancing. Cash pooling can collect, identify, and allocate client deposits; the solution can also invest cash while keeping funds available for ongoing requirements. REST-based Q APIs connect back-office systems with banks for payment initiation, account lifecycle management, inquiries, and banking tasks. Deployment is available in the cloud or on premise, including hosting at customer-selected data centres. Cashfac states that it is FCA-authorised and regulated and that its information security management system is ISO 27001 certified. Its hosted service includes a real-time active disaster recovery site and offsite backups. Pricing is on request; Cashfac offers training and managed service support.
Float
Float turns data from connected accounting software into rolling cash flow forecasts for finance teams. It offers weekly and 13-week views, plus monthly forecasts that extend up to three years on Growth and Scale. Users can adjust income and costs, model scenarios and estimate new-hire costs before committing. Float shows invoices and bills with expected payment dates based on when clients actually pay. Its current accounting integrations are Xero and QuickBooks Online; a direct Sage Intacct connection is described as coming soon. Float does not connect directly to banks: bank transaction data comes through the connected accounting platform. Data syncs every 24 hours, with manual sync also available. Teams can comment on budget lines, invoices, bills and payments, tag colleagues and receive mention notifications. Admin, Editor and Viewer roles govern access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access and independent auditing to the UK government-backed Cyber Essentials standard. The web service has no free plan; pricing starts at $105/mo (annual), with a 14-day trial. Essentials forecasts up to 12 months; Growth and Scale cover 36 months.