Cashflows Virtual Terminal vs NMI
Cashflows Virtual Terminal
cashflows.comNMI
nmi.comSide by side
| Figure | Cashflows Virtual Terminal | NMI |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 0 |
| Spec score · Virtual Terminal Software | 7.5 (#13) | 7.6 (#12) |
| Headquarters | London, United Kingdom | Schaumburg, Illinois, United States |
| Integrations | Cashflows developer documentation provides Shopify Hosted Checkout Pages and WooCommerce plugin integration guidance. | NMI lists integrations with more than 125 shopping carts and connections to more than 150 processors. |
| Security | Cashflows is PCI DSS Level 1 certified, described as the highest level of card data security. | NMI says it has maintained PCI DSS Level 1 certification since 2005 and undergoes annual independent security assessments. |
| Support | Cashflows lists office hours of 09:00–17:00 UK time Monday–Friday and specialist card-terminal support from 08:00–23:00 Monday–Saturday and 10:00–17:00 Sunday. | NMI provides a support portal for answers and support requests, with sales inquiries handled separately by its sales team. |
Plans
Cashflows Virtual Terminal
- Cashflows Virtual TerminalPriced on request
In their own words
Cashflows Virtual Terminal
Cashflows Virtual Terminal has no write-up on Specifiction yet; its figures are above.
NMI
NMI provides an embedded payments platform for accepting and managing payments online, in stores, on mobile devices, and through self-service channels. Its gateway supports recurring billing, batch processing, webhooks, QR code payment links, transaction routing, and a virtual terminal. Checkout options include a customizable Payment Component, hosted payment pages, and a REST API. The Payment Component tokenizes payment details in the browser so sensitive data does not reach the integrator's servers. Supported methods include major card brands, Apple Pay, Google Pay, EMV, and contactless payments; currency availability beyond USD and CAD depends on the processor. NMI describes its customers as ISOs, software companies, and payment facilitators. Merchants generally work through a certified reseller or ISO that configures the gateway and handles the account. Partners can brand the gateway and portals, while Merchant Central combines CRM and underwriting tools for merchant onboarding and lifecycle management. Developer resources include web APIs, hosted pages, and SDKs for iOS, Android, Windows, and Linux. NMI says it has maintained PCI DSS Level 1 certification since 2005 and undergoes annual independent assessments. Pricing is available on request.