Cashfree Easy Split vs Stripe Connect

Cashfree Easy Split lets businesses collect customer payments, deduct commissions, and divide settlements among vendors, partners, and bank accounts. It supports seller onboarding, split payments, commission tools, and instant payout scheduling. Refunds can adjust vendor settlements, including after a settlement has occurred. Webhooks report transaction status for real-time reconciliation of payments, refunds, and settlements. Reports cover transactions, settlements, refunds, vendor payments, and adjustments. Checkout includes three automatic retries, saved cards, and routing across multiple banks and networks. Easy Split works with Cashfree Payment Gateway, Payment Links, Payment Forms, and Subscriptions. Its APIs cover vendor management, order splits, scheduled or on-demand settlements, refunds, and vendor reconciliation. The page names marketplaces, financial services, education businesses, and franchise businesses as use cases. Cashfree lists ISO/IEC 27001:2022, PCI-DSS v4.0.1, and SOC 2 among its standards and certifications. Standard pricing is 0.2% - 0.25% on order value for every transaction, plus standard collection charges. Enterprise pricing is custom.

Stripe Connect embeds payments in software platforms and marketplaces and coordinates money movement among multiple parties. Platforms can choose Stripe-hosted, embedded, or custom onboarding, including identity verification and networked onboarding for existing Stripe users. Connect supports payments in 135+ currencies and 40+ payment methods across online, mobile, subscription, invoicing, and point-of-sale flows. Platforms can split payments, route funds across borders, control payout timing, and offer instant payouts. Prebuilt connected-account dashboards include controls for payments, payouts, settings, notifications, and payment methods. Risk and compliance features include KYC and AML checks, sanctions screening, MATCH list checks, and fraud management. Connect can automatically generate US 1099 forms; e-filing and delivery fees vary by pricing model. Its listed security features include PCI DSS Level 1 certification and PSD2 Strong Customer Authentication compliance. Pricing may involve no platform fees when Stripe handles user pricing, or $2 per monthly active account plus 0.25% + 25¢ per payout sent; other usage fees may apply.