Cashfree Payment Links vs Pay. Pay by Link

Cashfree Payment Links lets businesses collect payments through a branded checkout without a website or coding. Merchants can share links through WhatsApp, SMS, email, QR codes, social channels, and invoices. WhatsApp-native links display a branded widget inside the chat instead of sending customers to a browser. Customers can pay with UPI, cards, net banking, wallets, and more than 180 payment methods. Merchants can permit partial payments, set an expiry date, or leave links active until deactivation. CSV or Excel uploads can create hundreds of links at once, while APIs can create, manage, and track them; dashboard creation is also available. Eligible businesses may receive settlements starting from 15 minutes. The free plan lists free for link creation and reminders, while standard Payment Gateway charges apply. Cashfree lists Shopify, Wix, WooCommerce, PayPal, WordPress, and Zoho integrations.

Pay. Pay by Link lets merchants request payments through links and QR codes. Merchants create links in Pay.’s admin and share them by email, SMS, or channels such as WhatsApp. QR codes can be printed on receipts or invoices. A request can have a chosen expiry date and time; dynamic links can also remain valid indefinitely. Merchants can set fixed, minimum, maximum, or free amounts, choose payment methods, and add up to three optional fields. Customers pay using methods available through the merchant’s sales channels, and payment pages can use the merchant’s brand style. Pay. describes the feature for prepayments, business invoices, and reminders. It lists more than 90 integrations, plugins for over 20 webshop systems, and custom integrations through APIs. Platforms are Android, iOS, web, and API. The Pioneer plan has no monthly charge but uses Professional transaction rates plus €0,05 per transaction and 0,25% of turnover. Professional costs €35 per month plus transaction fees; the service also has an €89-per-month Business plan and a quote-based Premium plan.