Cashfree Payment Links vs SumUp Payment Links

Cashfree Payment Links lets businesses collect payments through a branded checkout without a website or coding. Merchants can share links through WhatsApp, SMS, email, QR codes, social channels, and invoices. WhatsApp-native links display a branded widget inside the chat instead of sending customers to a browser. Customers can pay with UPI, cards, net banking, wallets, and more than 180 payment methods. Merchants can permit partial payments, set an expiry date, or leave links active until deactivation. CSV or Excel uploads can create hundreds of links at once, while APIs can create, manage, and track them; dashboard creation is also available. Eligible businesses may receive settlements starting from 15 minutes. The free plan lists free for link creation and reminders, while standard Payment Gateway charges apply. Cashfree lists Shopify, Wix, WooCommerce, PayPal, WordPress, and Zoho integrations.

SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.