Cashfree Token Vault vs PayU

Cashfree Token Vault replaces card details with cryptographically generated tokens, so merchants can process saved-card payments without storing card numbers on their own platforms. It supports credit, debit, prepaid and corporate cards, with Visa and Mastercard credit and debit tokenization specifically described. Standard Checkout enables saved-card tokenization automatically; Seamless Pro merchants must integrate or update APIs. Customers can choose a saved card and enter its CVV. Token provisioning requires explicit customer consent and stops if two-factor authentication fails. Merchants may retain only the last four digits, scheme and issuing bank name, and cannot retrieve a token’s underlying card number; card schemes and issuing banks can. A token reference created through Cashfree remains there, although merchants can fetch the network token for use with another payment aggregator. The service is cloud-hosted, supports network tokenization and webhooks, and offers Android, iOS, web and API platforms. Pricing is available on request.

PayU has no write-up on Specifiction yet; its figures are above.