CellPoint Digital vs PayU Global Payments
CellPoint Digital
cellpointdigital.comPayU Global Payments
corporate.payu.comSide by side
| Figure | CellPoint Digital | PayU Global Payments |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Cross-Border Payment Platforms | 7.9 (#9) | 7.3 (#19) |
| Headquarters | The company says its headquarters are in London and Copenhagen. | Amsterdam, Netherlands |
| Integrations | The payment ecosystem page says it offers over 410 payment options, including card schemes, wallets, alternative payment methods, acquirers, and PSPs. | For Apple Pay, merchants can integrate through PayU’s Payment Page or their own checkout page. |
| Payment methods | The platform supports alternative payment methods and a hosted payment page designed for travel conversion. | The platform connects merchants to hundreds of local and global online payment methods through one global API. |
| Purpose | CellPoint Digital provides payment orchestration for airlines, hotels, and other travel merchants. | PayU provides online payment processing and payment orchestration for merchants selling across global markets. |
| Routing | OSO routes payments using issuer, geography, and cost, with local acquirer routing and automatic PSP failover. | The US-patented Smart Routing Engine routes payments based on merchant-defined criteria to optimize approvals and fees. |
| Security and compliance | The maker says OSO is PCI-DSS certified and compliant with GDPR, PSD2, LGPD, and other regulations. | PayU describes its payment gateway as PCI-certified and its processor as PCI Level 1-certified, and says it supports 3D Secure 2.0. |
| Support | The company says it operates globally from 10 offices, with customer support offices among them, and lists [email protected] as a contact email. | Prospective customers can contact PayU through a form to hear from a team member, and the page lists an Amsterdam address. |
Plans
In their own words
CellPoint Digital
CellPoint Digital provides payment orchestration for airlines, hotels, and other travel merchants. Its platform brings payment data together across markets, channels, methods, and providers for reporting and performance analysis. Payment routing can consider issuer, geography, and cost, with local acquirer routing and automatic PSP failover. Other capabilities include fraud decisioning, foreign-exchange optimisation, reconciliation, settlement splits for multi-party Offer-Order bundles, payment links, instalments, and 3-D Secure. The maker describes support for 168+ payment methods, 220+ PSPs and acquirers, 100+ currencies, and over 70 countries. Merchants can integrate by API, hosted payment page, or custom hosted payment page. Hosted checkout collects sensitive details through a CellPoint-hosted form; the API is intended for sites or apps with PCI DSS requirements, while the hosted page can be used in non-PCI-compliant environments. CellPoint says its platform is PCI-DSS certified and compliant with GDPR, PSD2, LGPD, and other regulations. Pricing is on request. The company says it was founded in Copenhagen in 2007 and operates globally from 10 offices.
PayU Global Payments
PayU Global Payments provides online payment processing and orchestration for merchants selling across markets. Its platform combines a payment gateway and processing, with acquiring bank services available in some markets. Merchants can connect to hundreds of local and global methods, including cards, digital wallets, online bank transfers, QR payments, deferred payments, local schemes and other alternatives. It supports local settlement, multi-currency handling and more than 20 transaction and payout currencies. The Smart Routing Engine uses criteria set by the merchant to route transactions, with the aim of optimizing approvals and fees. Instant Retry can send a declined transaction through another provider to help recover false declines. A shared dashboard shows approval rates and other metrics, compares methods and providers, and supports account management, reports, analysis and audits. Tokenization encrypts payment data and can reduce a merchant’s PCI scope. PayU describes itself as a PCI Level 1-certified processor and says it supports 3D Secure 2.0. Merchants can set up global payments through one API. Pricing is available by contacting PayU.