CellPoint Digital vs ZenPays
CellPoint Digital
cellpointdigital.comZenPays
zenpays.comSide by side
| Figure | CellPoint Digital | ZenPays |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · Payment Orchestration Platforms | 7.8 (#9) | 6.6 (#25) |
| Integrations | The payment ecosystem page says it offers over 410 payment options, including card schemes, wallets, alternative payment methods, acquirers, and PSPs. | ZenPays advertises 527+ integrated payment methods and providers in its connector directory. |
| Payment methods | The platform supports alternative payment methods and a hosted payment page designed for travel conversion. | Supported payment categories include cards, e-wallets, bank transfers, local payment methods, and stablecoin rails. |
| Product | CellPoint Digital offers a payment orchestration platform for travel payments. | ZenPays describes itself as a payment orchestration platform for authorization, capture, refunds, payouts, disputes, and settlement across fiat and stablecoin rails. |
| Routing | OSO routes payments using issuer, geography, and cost, with local acquirer routing and automatic PSP failover. | Its routing engine uses rules and machine learning to optimize for cost, approval, and speed, with cascading retries for soft declines. |
| Security | The hosted payment page collects sensitive payment data in a CellPoint-hosted form so the merchant does not handle that protected data. | The security page lists AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. |
| Support | The company says it operates globally from 10 offices, with customer support offices among them, and lists [email protected] as a contact email. | The site offers demo requests and links to contact its security team, but does not state a support response time or support hours on those pages. |
In their own words
CellPoint Digital
CellPoint Digital provides payment orchestration for airlines, hotels, and other travel merchants. Its platform brings payment data together across markets, channels, methods, and providers for reporting and performance analysis. Payment routing can consider issuer, geography, and cost, with local acquirer routing and automatic PSP failover. Other capabilities include fraud decisioning, foreign-exchange optimisation, reconciliation, settlement splits for multi-party Offer-Order bundles, payment links, instalments, and 3-D Secure. The maker describes support for 168+ payment methods, 220+ PSPs and acquirers, 100+ currencies, and over 70 countries. Merchants can integrate by API, hosted payment page, or custom hosted payment page. Hosted checkout collects sensitive details through a CellPoint-hosted form; the API is intended for sites or apps with PCI DSS requirements, while the hosted page can be used in non-PCI-compliant environments. CellPoint says its platform is PCI-DSS certified and compliant with GDPR, PSD2, LGPD, and other regulations. Pricing is on request. The company says it was founded in Copenhagen in 2007 and operates globally from 10 offices.
ZenPays
ZenPays is a payment orchestration platform for businesses using fiat and stablecoin rails. It covers authorization, capture, refunds, payouts, disputes, and settlement, and says it connects more than 300 providers across more than 155 countries. Routing policies can weigh cost, speed, geography, and success rate, with cascading retries for soft declines. Payment features include payment intents, 3DS orchestration, tokenization, payment links, invoicing, multi-currency support, and recurring payments. Risk controls include AI scoring, device and IP intelligence, velocity controls, chargeback attribution, manual-review triggers, and reason codes. Settlement tools include payouts, refunds, reconciliation exports, multi-currency treasury, automated fund sweeping, and stablecoin settlement. Developers get one REST API with provider abstraction, webhooks, idempotency keys, and a sandbox for simulating declines and 3DS flows. Security features include AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. Pricing is disclosed in merchant agreements and requires a demo or coverage discussion.