CharityFinancials vs Grain Ledger
CharityFinancials
charityfinancials.uk
Grain Ledger
grainledger.comSide by side
| Figure | CharityFinancials | Grain Ledger |
|---|---|---|
| Price from | £25/mo | $50/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 4 |
| Spec score · Church Accounting Software | 7.6 (#18) | 8.9 (#7) |
| Spec score · Nonprofit Accounting Software | 7.6 (#18) | 8.9 (#4) |
| Fund accounting | It tracks restricted, unrestricted, designated and endowment funds with live balances and an audit trail. | The ledger tracks restricted and unrestricted funds with nonprofit net-asset classification. |
| Integrations | The maker describes MTD VAT submission to HMRC and CSV or Excel bank statement imports; it does not name other integrations on these pages. | Available integrations listed by Grain include Planning Center, Pushpay, OnlineGiving.org, Rock RMS, Subsplash, Ramp, Bill.com or Divvy and Plaid. |
| Purpose | CharityFinancials is accounting software built for UK charities, CIOs, churches and faith organisations. | Grain Ledger is cloud-based church accounting software built around fund accounting. |
| Security | The homepage describes the product as an all-in-one secure platform designed for UK charities and their accountants. | The maker says data is encrypted at rest with AES-256 and in transit with TLS 1.2+, and that its cloud infrastructure is SOC 2 Type II compliant in a US region. |
| Support | The software is developed and supported by NfP Accountants Ltd, a UK practice that works exclusively with charities and not-for-profits. | Support covers books and reporting, setup and migration, and giving or integration troubleshooting through a web form or [email protected]. |
Plans
Grain Ledger
- StarterFree
- Growth$70 a month
- Scale$100 a month
- Grain Payroll$50 a month
In their own words
CharityFinancials
CharityFinancials has no write-up on Specifiction yet; its figures are above.
Grain Ledger
Grain Ledger is cloud-based accounting software for churches, built around double-entry fund accounting. It tracks restricted and unrestricted funds and supports a customizable nonprofit chart of accounts. Plaid bank sync imports transactions for categorization and reconciliation; expense tools cover vendor bills, approvals, accounts-payable aging, corporate card activity, and 1099 vendor information. Reports include GAAP-compliant balance sheets, statements of activities, and cash flow statements, with drill-down to journal entries and transactions. Giving features import donations and include donor matching, giving analytics, and annual statements with IRS-compliant disclosures. Listed integrations include Planning Center, Ramp, Bill.com / Divvy, Pushpay, OnlineGiving.org, Rock RMS, and Subsplash; Tithely is marked coming soon. The free Starter plan allows up to $20k in monthly expenses, one bank connection, three users, and one active budget. Growth costs $70 a month. Optional Grain Payroll costs $50 a month base plus 10 USD per employee / month.