Checkout.com vs dLocal
Checkout.com
checkout.com
dLocal
dlocal.comSide by side
| Figure | Checkout.com | dLocal |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Embedded Payments Platforms | 8.9 (#3) | 7.5 (#15) |
| Spec score · Marketplace Payment Platforms | 8.9 (#3) | 7.4 (#17) |
| Spec score · Payment Processing Software | 8.9 (#8) | 7.4 (#39) |
| Spec score · Cross-Border Payment Platforms | 8.8 (#4) | 7.3 (#18) |
| Spec score · Payment Software | 8.8 (#4) | 7.3 (#19) |
| Founded | 2012 | 2016 |
| Headquarters | London, United Kingdom | The company identifies its operational headquarters as Montevideo, Uruguay; its principal executive offices are in Grand Cayman, Cayman Islands. |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | dLocal says one integration provides access to over 1,000 local payment methods across more than 60 emerging markets. |
| Security | Checkout.com states it is PCI DSS Level 1 compliant and that its systems are ISO 27001 certified. | API requests require a signature for authentication, and dLocal’s PCI guidance says merchants using dLocal generally rely on its PCI Level 1 status while completing the relevant self-assessment questionnaire. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | Existing merchants are directed to support options in the merchant dashboard and their account manager; prospects can contact sales. |
| What it does | Checkout.com is an end-to-end payment-services provider for accepting online payments, sending payouts and managing balances through one platform. | dLocal provides payment solutions for businesses to accept payments, send payouts, and settle funds across emerging markets. |
| Who it serves | Checkout.com describes its payment services as built for businesses and says it delivers payments to the world’s biggest businesses. | dLocal lists retail and ecommerce, travel and tourism, marketplaces and platforms, SaaS and subscriptions, fintech, gaming, crypto, remittances, and payroll platforms among the businesses it supports. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.