Checkout.com vs HitPay Payment Links
Checkout.com
checkout.comHitPay Payment Links
hitpayapp.comSide by side
| Figure | Checkout.com | HitPay Payment Links |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 2 |
| Spec score · Hosted Checkout Software | 8.8 (#4) | 8.7 (#8) |
| Spec score · Payment Link Software | 8.9 (#5) | 8.8 (#6) |
| Founded | 2012 | 2016 |
| Headquarters | London, United Kingdom | Singapore |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | Payment Links can present cards, digital wallets and regional methods such as PayNow, GrabPay, FPX, DuitNow, GCash and Maya, depending on market and activation. |
| Rating on G2 | 4.6 out of 5 from 70 reviews. | 4.7 out of 5 from 98 reviews. |
| Rating on Trustpilot | 1.9 out of 5 from 103 reviews. | 4.4 out of 5 from 488 reviews. |
| Security | Checkout.com states it is PCI DSS Level 1 compliant and that its systems are ISO 27001 certified. | HitPay states that checkout uses TLS, tokenisation and encryption, and that its card gateway is PCI DSS compliant with Stripe fraud and payment-security infrastructure. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | The product page directs customers to HitPay’s contact team and help center for assistance. |
| What it does | Checkout.com is an end-to-end payment-services provider for accepting online payments, sending payouts and managing balances through one platform. | HitPay Payment Links creates hosted checkout URLs or QR codes that businesses share through social, messaging, email or other channels without building a website. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
HitPay Payment Links
HitPay Payment Links lets businesses collect payments through a hosted checkout they can share or embed, without building a website checkout. Merchants can create links or QR codes, set a fixed amount, or let customers choose an amount and currency. Links can accept one-time or recurring payments from multiple customers. Businesses choose and reorder payment methods, including according to order amount and currency, and can tailor the checkout with their logo, colors, and payment preferences. The service supports more than 100 currencies. Its dashboard provides transaction management and payment notifications, while the product page describes real-time data and detailed reports. HitPay lists Shopify, WooCommerce, Xero, and Wix integrations and states that its payment links are PCI DSS compliant. It runs on Android, iOS, and the web. The free plan is free, with no setup or monthly fee; fees are 0.2% per Payment Links transaction plus payment method processing fees. For Singapore, non-card HitPay Balance payouts are T+1 calendar day; card payouts start from T+1 business day.