Checkout.com vs PayU Global Payments
Checkout.com
checkout.comPayU Global Payments
corporate.payu.comSide by side
| Figure | Checkout.com | PayU Global Payments |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Cross-Border Payment Platforms | 8.8 (#4) | 7.3 (#19) |
| Headquarters | London, United Kingdom | Amsterdam, Netherlands |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | The platform connects merchants to hundreds of local and global online payment methods through one global API. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | Prospective customers can contact PayU through a form to hear from a team member, and the page lists an Amsterdam address. |
| What it does | Checkout.com is an end-to-end payment-services provider for accepting online payments, sending payouts and managing balances through one platform. | PayU’s global platform combines payment gateway, processing, and, in some markets, acquiring bank services for online transactions. |
| Who it serves | Checkout.com describes its payment services as built for businesses and says it delivers payments to the world’s biggest businesses. | PayU describes its platform as designed for merchants ranging from emerging e-commerce businesses to established global brands. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
PayU Global Payments
PayU Global Payments provides online payment processing and orchestration for merchants selling across markets. Its platform combines a payment gateway and processing, with acquiring bank services available in some markets. Merchants can connect to hundreds of local and global methods, including cards, digital wallets, online bank transfers, QR payments, deferred payments, local schemes and other alternatives. It supports local settlement, multi-currency handling and more than 20 transaction and payout currencies. The Smart Routing Engine uses criteria set by the merchant to route transactions, with the aim of optimizing approvals and fees. Instant Retry can send a declined transaction through another provider to help recover false declines. A shared dashboard shows approval rates and other metrics, compares methods and providers, and supports account management, reports, analysis and audits. Tokenization encrypts payment data and can reduce a merchant’s PCI scope. PayU describes itself as a PCI Level 1-certified processor and says it supports 3D Secure 2.0. Merchants can set up global payments through one API. Pricing is available by contacting PayU.