Checkout.com vs Pin Payments
Checkout.com
checkout.comPin Payments
pinpayments.comSide by side
| Figure | Checkout.com | Pin Payments |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 4 | 5 |
| Spec score · Payment Processing Software | 8.9 (#8) | 7.6 (#34) |
| Founded | 2012 | 2011 |
| Headquarters | London, United Kingdom | Melbourne, Victoria, Australia |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | Payment options include major card brands, Apple Pay and Google Pay. |
| Security | Checkout.com states it is PCI DSS Level 1 compliant and that its systems are ISO 27001 certified. | Pin Payments says it is a PCI DSS Level 1 Service Provider and undergoes periodic internal and third-party security audits. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | Pin Payments offers support by email or phone through its Melbourne support team. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
Pin Payments
- Domestic transactions — domestic cardsA$1.63, paid once
- Domestic transactions — international cardsA$3.43, paid once
- Foreign currency transactions — AUD settlementA$3.43, paid once
- Foreign settlementA$3.93, paid once
- CustomPriced on request
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
Pin Payments
Pin Payments has no write-up on Specifiction yet; its figures are above.