Checkout.com vs PPRO
Checkout.com
checkout.comPPRO
ppro.comSide by side
| Figure | Checkout.com | PPRO |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Cross-Border Payment Platforms | 8.8 (#4) | 7.5 (#11) |
| Disputes | The Disputes product supports chargeback prevention, evidence handling, dispute analytics and automated reconciliation through the dashboard and API. | PPRO's Global Disputes Platform consolidates the post-payment lifecycle into an automated command center for dispute and risk management. |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | PPRO connects to local payment methods including digital wallets, bank transfers, local cards, buy now pay later, and cash based methods. |
| Pricing details | The pricing page says there are no setup fees or account maintenance fees and that risk and fraud management tools are included. | PPRO's general terms state that fees are calculated under the Payment Services Agreement and may include setup fees and monthly minimum fees. |
| Security | Checkout.com states it is PCI DSS Level 1 compliant and that its systems are ISO 27001 certified. | PPRO says it is certified to ISO 27001 and PCI DSS and uses controls including encryption, real-time threat detection, and automated risk management. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | PPRO says its API integration includes comprehensive documentation and hands-on support. |
| What it does | Checkout.com is an end-to-end payment-services provider for accepting online payments, sending payouts and managing balances through one platform. | PPRO provides a local payments platform that lets businesses activate, accept, and manage local payment methods through one connection. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
PPRO
PPRO is a local payments platform for businesses that need to offer payment methods used in markets around the world. It connects to digital wallets, bank transfers, local cards, buy now pay later, and cash-based methods across more than 85 markets. Businesses can integrate through a RESTful API, Direct API, Hosted Payment Pages, or Drop-in Checkout. Six standardised authentication flows let one integration support methods that share a flow. Transactions are processed in local currency, with settlement available in a currency and geography selected by the customer. The platform also provides reporting, foreign exchange, reconciliation, and local tax calculation and deduction. Its Global Disputes Platform supports dispute and risk management. In Latin America, in-country acquiring connections support smart routing and backup strategies, and PPRO can act as Merchant of Record. It serves payment service providers, enterprise merchants, independent sales organisations, and independent software vendors. Pricing is on request; fees may include setup, monthly minimum, transaction, or service fees.