Checkout.com vs Shopify

Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.

Shopify is a hosted commerce platform for businesses selling across online and other sales channels. Businesses can run it from the web or mobile without coding, manage inventory across 10 locations, and use tools for order synchronization, sales reporting, automation, and employee permissions. It supports digital products and abandoned-cart recovery. The Shopify App Store lists more than 21,000 commerce apps.

Plans include secure commerce hosting and unlimited bandwidth, plus a free TLS/SSL certificate for domains added to Shopify. Shopify is certified Level 1 PCI DSS compliant. Support varies by plan and includes 24/7 live chat, enhanced live chat, or priority support. There is no free plan, but the free trial lasts three days and requires no credit card. Paid plans start at ₹1,499 per month when paid yearly; after the trial, most plans start at ₹20 per month for the first three months. Third-party transaction fees may apply, with rates depending on the plan.