CHECKPRINT vs CheckWriter

CHECKPRINT is an online tool for generating and printing personal and business checks. It works on Android, iOS, and the web, and the maker says it can be used on computers, laptops, tablets, and smartphones without downloading software. Users can print checks on check stock or blank white paper with a regular printer, choosing top, middle, or bottom layouts. Checks can also be saved as PDFs or sent by email. The MICR line uses the bank routing and account numbers entered in MICR font; the maker says the checks comply with standards for more than 8,000 US banks. The Free plan is free and includes one bank account, unlimited checks, watermarked PDFs, and 30 days of storage. Credit options start at $4.99, paid once for two credits. Start costs $10 a month or $50 a year, while Professional costs $15 a month or $75 a year. Paid subscription checks are stored for the subscription duration. The service provides an FAQ and contact form.

CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit. The maker says printed drafts can be deposited at any U.S. bank and credited to the ledger balance the same day at full face value. Properly authorized recurring billing can follow daily, weekly, bi-weekly, quarterly, semi-annual, or annual cycles, and routing numbers are automatically verified. Listed tools include customer and transaction records, customizable fields, notes, printable invoices and reports, batch printing, and CSV export. It can import data from shopping carts, order forms, and text or CSV systems. A modifiable generic web form can be used with a secure server, shopping cart, or other payment form. The maker describes CheckWriter Cloud as PCI/DSS compliant, says it follows KYC and AML procedures and complies with Federal Reserve Regulation CC, EPC-6, and Check21, and advertises no transaction fees or discount rates for Cloud. The Cloud Single User Limited plan costs $8 a month. The Occasional Use plan costs $25 a year and lists four checks per month; its billing details also list a $29 one-time setup fee and $25 every six months.