CheckWriter vs CheqMate Online

CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit. The maker says printed drafts can be deposited at any U.S. bank and credited to the ledger balance the same day at full face value. Properly authorized recurring billing can follow daily, weekly, bi-weekly, quarterly, semi-annual, or annual cycles, and routing numbers are automatically verified. Listed tools include customer and transaction records, customizable fields, notes, printable invoices and reports, batch printing, and CSV export. It can import data from shopping carts, order forms, and text or CSV systems. A modifiable generic web form can be used with a secure server, shopping cart, or other payment form. The maker describes CheckWriter Cloud as PCI/DSS compliant, says it follows KYC and AML procedures and complies with Federal Reserve Regulation CC, EPC-6, and Check21, and advertises no transaction fees or discount rates for Cloud. The Cloud Single User Limited plan costs $8 a month. The Occasional Use plan costs $25 a year and lists four checks per month; its billing details also list a $29 one-time setup fee and $25 every six months.

CheqMate Online manages cheque transactions and prints Sri Lankan cheques on a normal printer. The maker says it supports cheques from any bank in Sri Lanka, with single or batch printing and options to include a company seal and logo. It also prints payment vouchers, supports account reconciliation, and lets users manage unlimited bank accounts and view reports by payee or date range. Cheque data can be imported from standard CSV files produced by Excel or other accounting software. Standard and Business are online cloud packages, accessible on Windows, Apple, and Linux through Google Chrome, as well as from a phone or computer. Both include a 30-day free trial. Business includes automated cloud backups and costs 0.47 LKR a year; Standard costs 0.55 LKR a month and renews monthly. The maker says the app is password protected and uses SSL encryption. PREZIRE SOFTWARE SOLUTIONS lists email and phone support Monday through Friday, 9 a.m. to 5 p.m. An unrenewed Standard account is deleted 30 days after its monthly due date.