CheckWriter vs ChequeMaster

CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit. The maker says printed drafts can be deposited at any U.S. bank and credited to the ledger balance the same day at full face value. Properly authorized recurring billing can follow daily, weekly, bi-weekly, quarterly, semi-annual, or annual cycles, and routing numbers are automatically verified. Listed tools include customer and transaction records, customizable fields, notes, printable invoices and reports, batch printing, and CSV export. It can import data from shopping carts, order forms, and text or CSV systems. A modifiable generic web form can be used with a secure server, shopping cart, or other payment form. The maker describes CheckWriter Cloud as PCI/DSS compliant, says it follows KYC and AML procedures and complies with Federal Reserve Regulation CC, EPC-6, and Check21, and advertises no transaction fees or discount rates for Cloud. The Cloud Single User Limited plan costs $8 a month. The Occasional Use plan costs $25 a year and lists four checks per month; its billing details also list a $29 one-time setup fee and $25 every six months.

ChequeMaster is Windows desktop software for printing and managing bank cheques. Its layout creator can import a scanned cheque image and let you position cheque details by drag and drop. Printing supports English, Hindi, and Gujarati, multiple currencies, and laser, inkjet, deskjet, and all-in-one printers; additional languages can be requested. A dashboard tracks issued, upcoming, and past-due cheques with statuses such as cleared, cancelled, returned, missed, and stopped payment. Search covers cheque numbers, amounts, payees, cheque books, and layouts, while reports can be exported to Excel. The free plan is for personal, non-commercial use, never expires, and allows unlimited banks, accounts, layouts, and printed cheques, but excludes vouchers and reports and permits up to two payees and two cheque books. A lifetime license is offered with no listed price. Records remain on the computer; licensing and usage data goes to the maker’s servers. Windows 10 and newer are supported.