CheckWriter vs SimpleChecks

CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit. The maker says printed drafts can be deposited at any U.S. bank and credited to the ledger balance the same day at full face value. Properly authorized recurring billing can follow daily, weekly, bi-weekly, quarterly, semi-annual, or annual cycles, and routing numbers are automatically verified. Listed tools include customer and transaction records, customizable fields, notes, printable invoices and reports, batch printing, and CSV export. It can import data from shopping carts, order forms, and text or CSV systems. A modifiable generic web form can be used with a secure server, shopping cart, or other payment form. The maker describes CheckWriter Cloud as PCI/DSS compliant, says it follows KYC and AML procedures and complies with Federal Reserve Regulation CC, EPC-6, and Check21, and advertises no transaction fees or discount rates for Cloud. The Cloud Single User Limited plan costs $8 a month. The Occasional Use plan costs $25 a year and lists four checks per month; its billing details also list a $29 one-time setup fee and $25 every six months.

SimpleChecks has no write-up on Specifiction yet; its figures are above.