CheqMate Online vs Zil Money

CheqMate Online manages cheque transactions and prints Sri Lankan cheques on a normal printer. The maker says it supports cheques from any bank in Sri Lanka, with single or batch printing and options to include a company seal and logo. It also prints payment vouchers, supports account reconciliation, and lets users manage unlimited bank accounts and view reports by payee or date range. Cheque data can be imported from standard CSV files produced by Excel or other accounting software. Standard and Business are online cloud packages, accessible on Windows, Apple, and Linux through Google Chrome, as well as from a phone or computer. Both include a 30-day free trial. Business includes automated cloud backups and costs 0.47 LKR a year; Standard costs 0.55 LKR a month and renews monthly. The maker says the app is password protected and uses SSL encryption. PREZIRE SOFTWARE SOLUTIONS lists email and phone support Monday through Friday, 9 a.m. to 5 p.m. An unrenewed Standard account is deleted 30 days after its monthly due date.

Zil Money is a payment and finance platform for small and medium-sized businesses, with tools for check creation and payment workflows. Users can print checks on blank check stock, prepare payroll checks with employee details, payments, and deductions, and import checks directly from accounting software. Check layouts can be customized with logos, colors, and text. Its mobile app lists ACH transfers, RTP, wire transfers, printed checks, and eChecks, and supports reviewing and releasing vendor payments and payroll runs from a phone. Integrations include QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. The service is available on web, Android, iOS, and through an API. A free plan has limited monthly transactions. The maker says there is no monthly subscription fee and that pricing depends on volume, with customized plans and high-volume discounts. Listed options include a 30.00 USD one-time Pay as You Go recharge and a $499.99 a month Premium plan. Zil Money says it is a financial technology company, not a bank; banking and money movement come through partner institutions and licensed providers.