Chipper Cash vs OFX
Chipper Cash
chippercash.comOFX
ofx.comSide by side
| Figure | Chipper Cash | OFX |
|---|---|---|
| Price from | $1/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Money Transfer Apps | 8.4 (#25) | 8.8 (#11) |
| Exchange-rate model | markup | markup |
| Upfront fee display | Yes | Yes |
| Headquarters | San Francisco, California, United States | Sydney, Australia |
| Mobile platforms | both | both |
| Recipient methods | bank | bank |
| Transfer speed | instant | 1_3_days |
Plans
Chipper Cash
- Chipper accountFree
- Stock trading$0.75, paid once
- Stock account maintenance$1 a month
- Stock account access$10, paid once
In their own words
Chipper Cash
Chipper Cash has no write-up on Specifiction yet; its figures are above.
OFX
OFX provides business accounts and international payments, with web, iOS, and Android access. Its Global Business Account can be registered for free and has no minimum balance requirement. Businesses can pay, hold, and receive money in more than 30 currencies, and business payments are available in 30+ currencies to 170+ countries. CAD, USD, GBP, and EUR accounts include local bank details. OFX also offers corporate cards with spend limits and merchant-category controls; card expenses can be tracked in real time. Control Hub provides approvals, budgets, workflows, and user access rights. The service integrates directly with Xero and QuickBooks Online, and its Xero connection supports real-time, two-way synchronization. OFX lists bank transfers, a typical transfer speed of 1–3 days, an exchange-rate markup, upfront fee display, transfer tracking, and scheduled transfers. The Business App supports financial operations on the go, while the Money Transfer App provides rates, payments, and transfer tracking. OFX offers phone and email support from human specialists 24/7 and is headquartered in Sydney, Australia.