Circulus vs Nanonets Accounts Payable Automation
Circulus
circulus.io
Nanonets Accounts Payable Automation
nanonets.comSide by side
| Figure | Circulus | Nanonets Accounts Payable Automation |
|---|---|---|
| Price from | $39.99/mo | $100/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 5 | 4 |
| Spec score · Accounts Payable Automation Software | 9.1 (#2) | 9.0 (#3) |
| API | XTGlobal describes a web-service API for integrating accounting and business software, but no Circulus-specific public API reference is provided on the product site. | The public API uses https://app.nanonets.com, JSON responses and Basic authentication with an API key as the username and an empty password. |
| Headquarters | Plano, Texas, United States | San Francisco, California, USA |
| Integrations | Circulus says it integrates with virtually any ERP or accounting platform; its SMB platform supports QuickBooks Online and QuickBooks Desktop, while its AP integration page names Sage 100 Contractor as well. | Nanonets lists 25-plus native connectors including Gmail, Outlook, Google Drive, Dropbox, Box, SAP, QuickBooks, Xero, Sage, Salesforce, HubSpot, Zendesk, Slack, Jira and Asana. |
| Invoice intake | Invoices and other data can be submitted through web forms, feeds, direct uploads, EDI/XML, email, FTP, PO box services, and its web scan interface. | The AP workflow accepts vendor emails, PDFs, scanned paper and EDI feeds without requiring document templates. |
| Rating on Gartner Peer Insights | 4.5 out of 5 from 5 reviews | 4.7 out of 5 from 42 reviews overall; the Accounts Payable Applications listing shows 4.8 from 13 reviews. |
| Security controls | The SMB product page lists Norton Secured SSL, FDIC-insured payments, Positive Pay and SOC 1 Type II. | Official AP materials list SAML/OIDC SSO, SCIM provisioning, RBAC, audit logs, IP allow-listing, AES-256 at rest, TLS 1.3 in transit and customer-managed keys. |
| Support | Support includes toll-free phone service, live chat, email, a knowledge center and how-to videos. | The Starter plan includes community support, while Enterprise includes dedicated support and SLAs. |
| What it does | Circulus is a cloud accounts-payable platform combining invoice automation, bill processing, workflow, payments and outsourcing services. | Nanonets turns supplier terms, coding rules, tolerance tables and approval matrices into AI agents that process accounts payable from invoice intake through payment posting. |
Plans
Circulus
- Startup$39.99 a month
- Circulus AP Automation$48 a month
- Accountant$49.99 a month
- Business$69.99 a month
- Unlimited$99.99 a month
Nanonets Accounts Payable Automation
- Starter paid usage$100 a month
- StarterFree
- EnterprisePriced on request
- GrowthPriced on request
In their own words
Circulus
Circulus automates accounts payable and bill processing for enterprises and small-to-medium businesses. Its cloud platform routes invoices through multi-step, rules-based approvals, codes line items, supports role-based access and handles multiple entities. Purchase orders can be matched on a touchless two-, three- or four-way basis. Invoice capture uses OCR, email and uploads; other intake routes include web forms, feeds, EDI/XML, FTP, PO box services and a web scan interface. Circulus says its extraction handles semi-structured and handwritten data with 99%+ accuracy from day one. Users can track activity through audit trails, search, dashboards, reporting and internal communication tools. Payments include checks, ACH and virtual cards, with supplier onboarding and payment notifications for ACH and virtual cards. Android and iOS apps support invoice access, review and approval. Named integrations include QuickBooks Online and Desktop, Sage 100 Contractor and Oracle R-12. The Circulus AP Automation plan is $481 a month; additional users cost $36/month on limited-access plans, with per-payment fees of ACH $0.49, check $1.69 and virtual card free. An SMB trial runs 30 days; full SMB bill-payment features require an active QuickBooks account.
Nanonets Accounts Payable Automation
Nanonets Accounts Payable Automation uses AI agents to handle accounts payable from invoice intake through payment runs, guided by supplier terms, tolerance tables, coding rules, and approval matrices. It can ingest vendor emails, PDFs, scanned paper, EDI feeds, and supplier portal documents without templates. The system supports two-way and three-way matching, business-rule-based GL coding, duplicate detection, and fraud checks. When a match has low confidence or a policy exception occurs, a reviewer receives the document, failed rule, and context; processing waits for a decision. After checks pass, validated data is posted to the ERP with an audit trail. Connectors are listed for SAP S/4HANA, Oracle, NetSuite, Dynamics 365, QuickBooks, Xero, and Sage, alongside webhooks and REST support. Pricing is based on workflow block runs; the listed rates are $0.02 per simple operation run, $0.10 per standard AI run, and $0.30 per complex AI run. Each account starts with $50 in free credits, with no card required. Paid Starter usage is $100 a month for 100 credits. The product is available via API and web.