Client Management Application (CMA) vs Debt Payoff Planner: Tracker
Client Management Application (CMA)
clientsupportsoftware.com
Debt Payoff Planner: Tracker
debtpayoff.appSide by side
| Figure | Client Management Application (CMA) | Debt Payoff Planner: Tracker |
|---|---|---|
| Price from | $5,000/mo | $2.50/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Plans published | 1 | 6 |
| Spec score · Debt Management Software | 7.8 (#12) | 8.8 (#2) |
| Purpose | CMA is designed for financial counseling, debt management, debt settlement, student loan, and other configurable client service programs. | The app records debts and payments, compares payoff strategies, and tracks progress; it is a planning tool, not a lender or debt settlement service. |
Plans
Client Management Application (CMA)
- Client Management Application Debt Management Hosting$5,000 a month
Debt Payoff Planner: Tracker
- FreeFree
- FreeFree
- Premium monthly$4.99 a month
- Premium monthly$4.99 a month
- Premium yearly$29.99 a year
- Premium yearly$29.99 a year
In their own words
Client Management Application (CMA)
Client Management Application (CMA) has no write-up on Specifiction yet; its figures are above.
Debt Payoff Planner: Tracker
Debt Payoff Planner: Tracker is an iPhone app and web-based planning tool for recording debts, logging payments, comparing payoff methods, and following progress. It supports snowball, which targets the smallest balance, and avalanche, which targets the highest interest rate. Users can review payment history, set reminders, and see a debt-free estimate. The app tracks both money users owe and money owed to them, and works offline. Debts are entered manually; the app does not connect to a bank or request bank login details. Records stay on the user's iPhone and private iCloud rather than the developer's servers, though purchases, analytics, and diagnostics use service providers. The free plan covers up to three debts. Premium monthly costs $4.99 a month, while Premium yearly costs $29.99 a year and includes a 7-day free trial. Paid plans add unlimited debts, exact strategy order comparisons, advanced statistics, and PDF reports. The app requires iOS 26 or later; the website also offers browser-based payoff calculators without an account.