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SPECIFICTION
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Clover Go vs Stripe Terminal

Clover Go

clover.com

Stripe Terminal

stripe.com

Side by side

FigureClover GoStripe Terminal
Price from—$2.70/mo
Free plan——
Free trialYes—
Open source——
WebYesYes
iOSYesYes
AndroidYesYes
APIYesYes
Plans published27
Spec score · Mobile Payment Processing Software8.0 (#5)7.4 (#19)
Spec score · Mobile Credit Card Processing Software8.0 (#7)7.5 (#12)
HeadquartersSunnyvale, California, United StatesSan Francisco and Dublin
IntegrationsClover offers native Android integrations, semi-integrations using SDKs, and Clover Go BYOD integrations for iOS and Android apps.Stripe says Terminal supports hundreds of third-party POS and commerce integrations, including supported readers and gift card flows.
Payment methodsThe reader accepts chip, dip, and contactless payments, including Tap-to-Pay on iPhone, Apple Pay, Google Pay, and Samsung Pay.Terminal supports multiple card brands and digital wallets across 39 markets.

Plans

Clover Go

  • EssentialsPriced on request
  • StarterPriced on request

Clover Go pricing →

Stripe Terminal

  • Standard card processingPriced on request
  • Payments$2.70 a month
  • Cellular$10 a month
  • Stripe Reader M2$59, paid once
  • Stripe Reader S700$299, paid once
  • Stripe Reader S710$299, paid once
  • Custom pricingPriced on request

Stripe Terminal pricing →

In their own words

Clover Go

Clover Go is a mobile point-of-sale system that pairs a portable card reader with a phone or tablet. It accepts chip, dip, and contactless payments, including Tap-to-Pay on iPhone and Apple Pay, Google Pay, and Samsung Pay. The app supports item changes, deferred payments, tipping, full or partial refunds, returns, and exchanges. It operates over Wi-Fi or cellular and can accept offline payments for later authorization. The reader works with iOS 15 or higher and Android 9.0 or higher; iOS requires Bluetooth LE. It cannot run on jailbroken or rooted devices. Digital receipts can be stored and sent by email or text, and outstanding balances can be tracked. All plans include 24/7 support. Clover Security Plus includes end-to-end encryption, tokenization, a PCI compliance wizard, and additional breach-liability coverage. Clover offers integrations through native Android options, SDK-based semi-integrations, and BYOD integrations for iOS and Android apps. Pricing is available on request. Qualified new merchants may receive no SaaS subscription fees during a 90-day trial of Clover Essentials or Services Growth plans.

Visit clover.com

Stripe Terminal

Stripe Terminal has no write-up on Specifiction yet; its figures are above.

Visit stripe.com