Cobase Bank Connector vs PayYantra
Cobase Bank Connector
cobase.comPayYantra
payyantra.comSide by side
| Figure | Cobase Bank Connector | PayYantra |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 1 | 0 |
| Spec score · Payment Hub Software | 7.4 (#8) | 7.4 (#10) |
| Company | Cobase identifies itself as a technology provider for banking, payments, and treasury operations and says it supports clients in over 90 countries. | The site identifies the company as PayYantra Innovations Pvt. Ltd. and says it was founded in Gurgaon. |
| Headquarters | Cobase lists its office at De Entree 15, 1101 BH Amsterdam, The Netherlands. | Gurgaon, Haryana, India |
| Security controls | Cobase describes MFA, role-based access control, encryption at rest and in transit, and EU-based Microsoft Azure data centers in the Netherlands and Ireland. | The developer guide says API requests use Bearer token authentication over TLS 1.3 and webhook signatures use HMAC-SHA256. |
Plans
In their own words
Cobase Bank Connector
Cobase Bank Connector has no write-up on Specifiction yet; its figures are above.
PayYantra
PayYantra is a payment infrastructure and orchestration platform for collections, payouts, routing, settlement and reconciliation. Its unified payment API accepts UPI, cards, net banking, wallets and buy now, pay later. The platform evaluates connected payment service providers using live performance information and routes transactions accordingly. Payouts can be sent through IMPS, NEFT, RTGS and UPI. OmniVAN provides virtual account collections, incoming payment tracking, UTR capture and automated reconciliation; eNACH supports mandate creation, scheduled collections and payment tracking. Developer materials describe REST APIs, webhooks, API keys and an isolated sandbox for simulating payment scenarios. Native SDKs are listed for iOS and Android, alongside React Native and Flutter. OmniVAN lists SAP, Oracle, Tally, Zoho and custom systems as integrations. PayYantra says it serves enterprises, banks, NBFCs, fintechs and regulated institutions. Pricing is on request. The company states that it is not a bank and that funds are held in nodal accounts with RBI-licensed scheduled commercial banks.