| Price from | — | 50,000 NGN/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 3 |
| Spec score · Bank Connectivity Software | 7.4 (#29) | 7.8 (#20) |
| Spec score · Unified Api | 7.5 (#13) | 8.0 (#6) |
| Founded | 2017 | 2020 |
| Integrations | Supported accounting platforms include QuickBooks Online, Xero, Sage, NetSuite, FreshBooks, MYOB, and Zoho Books. | Mono's coverage page lists banks and services including GTBank, Access Bank, Kuda Bank, Flutterwave, and Paystack. |
| Support | Codat’s security page says customers can contact their Account Manager with questions about security, compliance, and privacy. | Mono provides a support center and lists customer support among its resources. |
| What it does | Codat gives banks on-demand ERP data and turns it into forward-looking insights for client relationships, growth opportunities, and decision-making. | Mono provides businesses with financial data, identity verification, and direct bank payment services through open banking. |