CoinGate vs KuCoin Pay
CoinGate
coingate.comKuCoin Pay
kucoin.comSide by side
| Figure | CoinGate | KuCoin Pay |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 2 | 2 |
| Spec score · Crypto Payment Processors | 7.6 (#11) | 7.7 (#10) |
| Refunds | Businesses can issue full or partial refunds in multiple cryptocurrencies directly from their CoinGate account balance. | Refund requests are handled by the merchant, and approved refunds are returned to the funding account in USDT based on the original transaction value. |
| Security | CoinGate uses encryption, strict access controls, continuous monitoring, security testing, two-factor authentication, and role-based permissions. | KuCoin describes account protections including multi-factor authentication and platform protections including 24/7 security operations. |
| Settlement | Merchants can settle payments in EUR, GBP, USD, or cryptocurrency, with automatic conversion to reduce volatility. | Merchants can settle in stablecoins such as USDT or USDC, or convert crypto earnings to fiat through KuCoin OTC. |
Plans
In their own words
KuCoin Pay
KuCoin Pay is a cryptocurrency payment solution for consumers and merchants, supporting online, offline, and in-app transactions. Checkout options include API integration, hosted KuCoin Pay checkout, and QR codes. Payments can be made on-chain from exchanges or decentralized wallets; verified KuCoin users can also make gas-free off-chain payments to each other. Consumer payments settle instantly, and access is for verified KuCoin users. Merchants apply with business information, complete verification, sign an agreement, and integrate the API. They can settle in stablecoins such as USDT or USDC, or convert crypto earnings to fiat through KuCoin OTC. A merchant portal provides transaction monitoring, financial reporting, and customer insights. KuCoin describes merchant compliance measures including AML/KYC protocols, anti-fraud monitoring, and Travel Rule support through solutions such as Sumsub. The service supports web, iOS, and Android. Consumer payments cost nothing, though merchants may apply handling fees. Merchant pricing is volume-based and available on request. KuCoin Pay is linked to the main KuCoin account, so suspension of that account also suspends KuCoin Pay.