Column vs Solaris
Column
column.com
Solaris
solarisgroup.comSide by side
| Figure | Column | Solaris |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · Banking-as-a-Service Platforms | 7.7 (#12) | 7.0 (#27) |
| Accounts | Column supports programmable checking, savings, trust, subledger, clearing, and sweep accounts, and says these accounts are FDIC-insured. | Its digital banking services include checking, savings, sub-accounts and multi-accounts with local or virtual IBANs. |
| Cards | Column offers debit, credit, unsecured, charge, and secured card programs, with options to use its balance sheet or the customer’s own. | Partners can issue and manage physical or virtual debit, prepaid and credit cards. |
| Founded | 2019 | 2016 |
| Headquarters | San Francisco, United States | Berlin, Germany |
| Integrations | Column says its card issuing connects to Visa and Mastercard and supports mobile wallets including Apple Pay, Google Pay, Samsung Pay, and Garmin Pay. | Solaris lists AWS, Visa, Mastercard, finleap connect, Fourthline, AAZZUR, Ecospend, and Salesforce among its ecosystem partners. |
| Intended customers | The company says its infrastructure serves technology companies, U.S. banks, international banks, and real estate businesses. | Solaris says it works with Big Tech companies, fintechs and startups, corporates, and banks and finance businesses. |
| Lending | Column offers credit origination, warehouse, and forward flow facilities, including dedicated funding for lending programs. | Lending services include overdrafts, installments through Splitpay and consumer loans. |
| Payments | Its payment products use connections to the Federal Reserve, The Clearing House, SWIFT, and card networks to move money to bank accounts in the United States or globally. | Payment options include SEPA Credit Transfer, SEPA Direct Debit, SEPA Instant and batch payments. |
| Support | Column’s developer documentation lists [email protected] for feedback and [email protected] for technical support. | Solaris says dedicated onboarding teams, integration consultants and project managers accompany partner projects from day one. |
| What it does | Column provides banking infrastructure and APIs for companies building financial products, including payment processing and lending platforms. | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services into their products. |
In their own words
Column
Column is a nationally chartered bank providing banking infrastructure and APIs for companies building financial products. Its payment connections include the Federal Reserve, The Clearing House, SWIFT and card networks, for moving money in the United States and globally. APIs support checking, savings, trust, subledger, clearing and sweep accounts, including multiple account numbers for a single account. Column says its programmatically created bank accounts are FDIC-insured.
Companies can launch debit, credit, unsecured, charge or secured card programs, using their own balance sheet or Column’s. Lending offerings include credit origination, warehouse and forward flow facilities, with dedicated funding for lending programs. Column also describes support for USDC and USDT, accounts and cards for verified customers globally, and foreign-currency accounts with conversion to and from U.S. dollars. Its card issuing connects to Visa and Mastercard and supports Apple Pay, Google Pay, Samsung Pay and Garmin Pay. Developers can use API documentation, a sandbox and payment workflow guides. Column says its security program follows NIST and FFIEC guidance and is subject to governmental audits and independent third-party assessments. Pricing is on request; prospective customers are directed to contact sales.