Column vs Treasury Prime
Column
column.com
Treasury Prime
treasuryprime.comSide by side
| Figure | Column | Treasury Prime |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.7 (#12) | 6.8 (#30) |
| Accounts | Column supports programmable checking, savings, trust, subledger, clearing, and sweep accounts, and says these accounts are FDIC-insured. | Customers can use the platform to open FDIC-insured deposit accounts through a bank partner. |
| Cards | Column offers debit, credit, unsecured, charge, and secured card programs, with options to use its balance sheet or the customer’s own. | The platform supports branded card programs with virtual and physical cards, digital wallets, and card controls. |
| Company | Column says it began building in 2019 and launched in 2022; its company page identifies San Francisco with an office image caption. | Treasury Prime says it was founded in 2017 by Chris Dean and Jim Brusstar. |
| Founded | 2019 | 2017 |
| Headquarters | San Francisco, United States | A Treasury Prime newsroom release datelined San Francisco identifies the company with San Francisco. |
| Integrations | Column says its card issuing connects to Visa and Mastercard and supports mobile wallets including Apple Pay, Google Pay, Samsung Pay, and Garmin Pay. | Treasury Prime lists prebuilt integrations with KYC and monitoring providers including Alloy, Middesk, Sardine, and Unit21. |
| Payments | Its payment products use connections to the Federal Reserve, The Clearing House, SWIFT, and card networks to move money to bank accounts in the United States or globally. | The platform supports payment capabilities including ACH, wires, bill pay, checks, remote deposit capture, and network transfers. |
| Security | Column says its security program follows guidance from NIST and FFIEC and is subject to governmental audits and independent third-party assessments. | Treasury Prime says it is SOC 2 Type II certified and PCI compliant. |
| Support | Column’s developer documentation lists [email protected] for feedback and [email protected] for technical support. | The company says its team provides hands-on support and expertise to help customers execute and launch their products. |
Plans
In their own words
Column
Column is a nationally chartered bank providing banking infrastructure and APIs for companies building financial products. Its payment connections include the Federal Reserve, The Clearing House, SWIFT and card networks, for moving money in the United States and globally. APIs support checking, savings, trust, subledger, clearing and sweep accounts, including multiple account numbers for a single account. Column says its programmatically created bank accounts are FDIC-insured.
Companies can launch debit, credit, unsecured, charge or secured card programs, using their own balance sheet or Column’s. Lending offerings include credit origination, warehouse and forward flow facilities, with dedicated funding for lending programs. Column also describes support for USDC and USDT, accounts and cards for verified customers globally, and foreign-currency accounts with conversion to and from U.S. dollars. Its card issuing connects to Visa and Mastercard and supports Apple Pay, Google Pay, Samsung Pay and Garmin Pay. Developers can use API documentation, a sandbox and payment workflow guides. Column says its security program follows NIST and FFIEC guidance and is subject to governmental audits and independent third-party assessments. Pricing is on request; prospective customers are directed to contact sales.
Treasury Prime
Treasury Prime has no write-up on Specifiction yet; its figures are above.