Conferma Pay vs Marqeta
Conferma Pay
conferma.comMarqeta
marqeta.comSide by side
| Figure | Conferma Pay | Marqeta |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Card Issuing Platforms | 8.4 (#2) | 7.6 (#5) |
| Company history | Conferma says its story began in 2003 and that it launched as a hotel booking platform with a payment solution in 2005. | Marqeta's about page says it was founded in 2009 by Jason Gardner and launched open APIs in 2014. |
| Founded | 2005 | 2010 |
| Headquarters | Manchester, United Kingdom | Marqeta lists its corporate headquarters at 180 Grand Ave, Oakland, California. |
| Integrations | The partner directory lists integrations including Amadeus, Coupa, Concur Travel, Sabre, Serko, Stripe, and Travelport Galileo. | Marqeta describes an ecosystem of fintech and banking, spend management, core banking, consulting, and integration partners. |
| Security and compliance | Conferma states that its platform complies with PCI DSS Level 1 and ISO 27001. | Marqeta's Trust Center lists PCI DSS, SOC 1, and SOC 2 certifications, with controls tested by independent third-party auditors. |
| Support | Conferma says its technical team works with developers throughout API integration. | Marqeta says its program services include 24/7 cardholder support and help with bank relationships, network approvals, compliance, and operations. |
Plans
In their own words
Conferma Pay
Conferma Pay provides virtual payment solutions for commercial spending, including corporate travel and supplier payments. Businesses can configure cards for single or multiple uses, set spending caps and time windows, and define usage rules. Cards can be created, updated, or cancelled through APIs or user-interface workflows. Each card carries structured details tied to its payment, supplier, and user to support governance, tax reclaim, and audit readiness. The platform provides near real-time spend visibility, customizable reports, and finance-system exports. Its APIs support card management, payment notifications, transaction files, and invoice data retrieval. Listed integrations include Amadeus, Coupa, Concur Travel, Sabre, Serko, Stripe, and Travelport Galileo. The mobile app lets employees, contractors, and business travellers request company-issued virtual cards, upload receipts, and pay online, in apps, or contactlessly with Apple Pay or Google Pay. It also includes a Hotel Check-in Assistant. The app requires registration with a company email. Conferma is headquartered in Manchester, United Kingdom, and was founded in 2005. Pricing is on request.
Marqeta
Marqeta provides a configurable card issuing and payment processing platform for businesses building payment programs. It supports debit, prepaid, credit, and flexible credentials in physical, virtual, and tokenized card forms. Programs can set transaction-level rules and adjust spend controls in real time, alongside capabilities for accounts, payments, transfers, and cash access. Risk tools include KYC, real-time decisioning, 3D Secure, and disputes. Developers can use APIs, SDK tools, documentation, and a sandbox to build card programs. Cards can be provisioned to Apple Pay, Google Pay, and Samsung Pay. Marqeta describes an ecosystem of bank, network, fintech, banking, consulting, and integration partners. Its Trust Center lists PCI DSS, SOC 1, and SOC 2 certifications, with controls tested by independent auditors; customers may still retain PCI compliance responsibilities. Program services include 24/7 cardholder support, card fulfillment, and compliance management. Product support varies by jurisdiction, and pricing is on request.